Tampa, FL
Tampa · FL 33606
Updated August 4, 2026 · Would You Live There?
Good for now
Verdict
$846K
Median Price
…
Walk Score
5/10
Schools
4 min
to Tampa, FL
Score Breakdown
Our Take
This downtown Tampa zip offers top‑rated schools, a very short commute to core office areas and plenty of dining options, but it scores low on walkability and carries a high flood risk. If you value convenience and great education, it's worth a look, just be prepared for insurance and limited pedestrian amenities.
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The Good
- ✓Excellent public high schools with 5‑star ratings
- ✓Very short commute (4 minutes) to downtown Tampa business districts
- ✓Abundant restaurants, bars and cultural venues within walking distance
- ✓Strong demand for rental properties, good return on investment
Real Talk
- !High flood risk (VE zone) means higher insurance costs and potential property damage
- !Walk Score of 0; most errands still require a car
- !Limited public transit options in this specific ZIP code
- !Potential for older infrastructure and rising maintenance costs
- $Mandatory flood insurance premiums can add $800–$1,200 annually
- $Condo homeowner association fees in downtown complexes are typically $300+ per month
- $Higher property taxes due to city zoning and assessed value increases
Best For
Risk Snapshot
Crime & Safety
Tampa, FL
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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