What are the hidden costs of living in Chicago?

HOA and condo maintenance fees can add up Parking costs (street and lots) are high Home insurance may be more expensive than average

What is the median home price in Chicago?

The median home price in Chicago is approximately $358,600.

Chicago has a Walk Score of 65 out of 100. Some errands can be done on foot.

What are the downsides of living in Chicago?

Crime is noticeably higher than in many other Chicago neighborhoods Housing prices are climbing, squeezing buyers Noise from traffic and rail lines can be persistent Green space is limited – only a few small parks

How are the schools in Chicago?

Chicago has a school rating of 7.7/10. Schools are above average.

What is the commute like from Chicago?

The average commute from Chicago to Chicago Loop is approximately 10 minutes.

Chicago, IL

Chicago · Cook County · IL 60608

Updated August 7, 2026 · Would You Live There?

Good for now

Verdict

$359K

Median Price

65/100

Walk Score

7.7/10

Schools

10 min

to Chicago Loop

Score Breakdown

CAffordability

63/100

D+Safety

55/100

BSchools

77/100

DQuietness

40/100

ACommute

100/100

CWalkability

65/100

WYLT Score67/100

Our Take

The area offers quick access to the Loop, a decent walk and bike network, and plenty of food spots, but it also has a higher-than-average crime rate and limited quiet or green spaces. It’s a solid choice for commuters who value convenience and nightlife, but families and those seeking a more relaxed environment might want to look elsewhere.

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The Good

✓10‑minute ride to downtown
✓Good public transit options
✓Vibrant dining and nightlife scene
✓High‑rated schools nearby

Real Talk

!Crime is noticeably higher than in many other Chicago neighborhoods
!Housing prices are climbing, squeezing buyers
!Noise from traffic and rail lines can be persistent
!Green space is limited – only a few small parks
$HOA and condo maintenance fees can add up
$Parking costs (street and lots) are high
$Home insurance may be more expensive than average

Best For

Young professionalsFood loversTransit usersWalkers

Risk Snapshot

Flood riskLow

Violent crimeModerate

Property crimeModerate

Air qualityGood

Price volatilityModerate

Crime & Safety

Chicago, IL

D+

Safety grade

Safety score55 / 100

High riskVery safe

⚠️Violent Crime

Moderate

3.9incidents / 1,000 residents / yr

0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime

Moderate

19.8incidents / 1,000 residents / yr

0Natl avg (19.5)59+

2% higher than the national average

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Chicago, IL

Chicago, IL

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