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Charlotte, NC
Charlotte · Mecklenburg County · NC 28209
Updated June 20, 2026 · Would You Live There?
Good for now
Verdict
$532K
Median Price
19/100
Walk Score
7.5/10
Schools
10 min
to Charlotte, NC
Score Breakdown
DAffordability
45/100
D+Safety
55/100
BSchools
75/100
D+Quietness
50/100
ACommute
100/100
FWalkability
19/100
WYLT Score57/100
Our Take
The 28209 area offers a decent commute into downtown Charlotte and solid school options, but it is far from walkable and has a few annoying HOA hassles. Housing costs are high for the income level, and crime levels are not negligible. It can work for families who need a car and want proximity to the city.
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The Good
- ✓Short 10‑minute drive into downtown Charlotte
- ✓Good overall school ratings (average 7.5)
- ✓Low flood risk (Zone X)
- ✓Mix of single‑family homes and condos gives some flexibility
Real Talk
- !Walk Score of 19 means almost everything requires a car
- !HOA fines can be unexpected and punitive
- !Median home prices are high relative to median income
- !Crime rates are moderate, not low, so stay alert
- $HOA dues and potential fines
- $Higher property taxes for higher home values
- $Higher utility and insurance costs due to the area’s climate
Best For
Young professionals who commute to downtownFamilies wanting a suburban feel with city accessRemote workers needing reliable internetHomeowners looking for a mix of housing types
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityModerate
Crime & Safety
Charlotte, NC
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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