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Albany, NY
Albany · NY 12243
Updated October 31, 2026 · Would You Live There?
Good for now
Verdict
$275K
Median Price
…
Walk Score
6.9/10
Schools
196 min
to Midtown Manhattan, NY
Score Breakdown
CAffordability
63/100
D+Safety
55/100
C+Schools
69/100
CQuietness
60/100
FCommute
15/100
FWalkability
0/100
WYLT Score44/100
Our Take
Albany’s 12243 ZIP offers solid schools, low flood risk and a family‑friendly vibe, but it’s very car‑dependent and the commute to Manhattan is long. The cost of living is moderate for the region, making it a sensible choice for people who want suburban space without moving too far from city amenities.
B.
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The Good
- ✓Strong public school options with several top‑rated schools
- ✓Low flood risk and reasonable property taxes relative to New York City
- ✓Affordable housing market with steady appreciation
- ✓Good family‑friendly environment with parks and community events
Real Talk
- !Almost all errands require a car due to a Walk Score of 0
- !Commute to Manhattan is over 3 hours by car or train, making it a long haul
- !Limited nightlife and dining choices compared to larger cities
- !Moderate crime rates for a city of its size
- $Higher property taxes typical for New York State
- $Higher utility and insurance costs for older homes
- $Maintenance costs for older housing stock
- $Parking permits and local tolls for commuters
Best For
Families with childrenRemote workers needing a quiet environmentFirst‑time home buyersRetirees looking for affordable suburban living
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Albany, NY
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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