Albany, NY
Albany · NY 12212
Updated August 21, 2026 · Would You Live There?
Good for now
Verdict
$320K
Median Price
58/100
Walk Score
7.2/10
Schools
192 min
to Midtown Manhattan, NY
Score Breakdown
Our Take
Albany’s 12212 ZIP has solid public schools and a low flood risk, making it a decent option for families and first‑time buyers. The commute to Manhattan is long and transit is limited, so it’s best suited to people who can work remotely or live near Albany’s own business district.
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The Good
- ✓Excellent public schools with high ratings
- ✓Low flood risk in the ZIP
- ✓Reasonable walk score for local errands and services
- ✓Affordability relative to nearby upstate NY markets
Real Talk
- !Commute to NYC is long (~3.5 hours)
- !Limited public transit options (score 17)
- !Moderate crime levels compared to national average
- !Winter weather can increase heating and maintenance costs
- $High property taxes in Albany
- $Additional winter maintenance costs (snow removal, heating)
- $Potential HOA fees for some condominiums
Best For
Risk Snapshot
Crime & Safety
Albany, NY
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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