Let the numbers do the talking.
Independence, MO vs St. Charles, MO
Independence, MO vs St. Charles, MO: What the data shows
Independence, MO is in Independence, MO while St. Charles, MO is in St. Charles, MO — both in the same state. On home prices, Independence, MO is the more affordable option at $128,700 median — $103,500 less than St. Charles, MO's $232,200. WYLT rates Independence, MO as “Good for now” — a solid choice worth serious consideration — and St. Charles, MO as “Think twice” — a neighborhood that warrants careful research before committing.
Both neighborhoods have similar safety profiles. Independence, MO has Moderate violent crime and Moderate property crime. St. Charles, MO has Moderate violent crime and Moderate property crime. On environmental risk, Independence, MO has Low flood risk and St. Charles, MO has Low flood risk.
Independence, MO is the more walkable neighborhood. Independence, MO scores 19/100 (car-dependent) versus St. Charles, MO's 2/100 (car-dependent).
| Category | Independence, MO | St. Charles, MO |
|---|---|---|
| Housing | ||
| Verdict | Good for now | Think twice |
| Median Price | $129K ✓ Lower price | $232K |
| Median Rent | $867 ✓ Lower rent | $1K |
| Median Income | $43K | $80K ✓ Higher income |
| Price Volatility | Moderate | Moderate |
| Getting Around | ||
| Walk Score | 19/100 ✓ More walkable | 2/100 |
| Transit Score | 32/100 ✓ Better transit | Minimal transit |
| Bike Score | N/A | N/A |
| Commute | 21 min ✓ Shorter commute | 39 min |
| Safety & Environment | ||
| Safety Grade | D+ | D+ |
| Violent Crime | Moderate | Moderate |
| Property Crime | Moderate | Moderate |
| Flood Risk | Low | Low |
| Air Quality | Moderate | Moderate |
| Community | ||
| Schools | N/A | N/A |
| Best for | budget buyerscommuters to Kansas Citysports fans | Commuters to St. LouisPeople who prefer a quieter suburban environmentFamilies looking for affordable housing |
Bottom line
Independence, MO is a better choice for budget-conscious buyers and those prioritizing a shorter commute, with a lower median home price and a shorter drive to Kansas City. St. Charles, MO may be more suitable for those willing to compromise on safety and amenities for a quieter suburban environment, but its higher home price and longer commute make it a less desirable option overall. Ultimately, Independence is the better value for those seeking an affordable, family-friendly suburb with relatively easy access to a major city.
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