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St. Charles, MO
St. Charles · Saint Charles County · MO 63301
Updated June 21, 2026 · Would You Live There? · Covers: St. Charles, Saint Charles
Think twice
Verdict
$232K
Median Price
2/100
Walk Score
N/A
Schools
39 min
to St. Louis, MO
Score Breakdown
AAffordability
92/100
D+Safety
55/100
FSchools
0/100
CQuietness
60/100
B-Commute
70/100
FWalkability
2/100
WYLT Score47/100
Our Take
St. Charles offers a cheap home price and a short drive into St. Louis, but it’s not walkable, has no schools, and has mixed safety reports. It might suit a commuter who prefers quiet suburban life, but the lack of amenities and possible crime worries make it a cautious choice.
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The Good
- ✓Median home price well below many metro areas
- ✓Good flood risk (Low)
- ✓Relatively low cost of living for the region
- ✓Short commute to St. Louis (39 min)
Real Talk
- !Walkability is almost nonexistent—everything requires a car
- !No schools listed; public education options are likely limited
- !Crime reports mention sporadic violent incidents and some concerns about neighborhood safety
- !HOA fees can be significant and have risen sharply in the past years
- $HOA fees (~$200–$600/month)
- $Higher property taxes compared to nearby suburbs
- $Maintenance costs for older homes
Best For
Commuters to St. LouisPeople who prefer a quieter suburban environmentFamilies looking for affordable housingPet owners seeking spacious yards
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityModerate
Crime & Safety
St. Charles, MO
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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