St. Charles, MO
Updated April 30, 2026 · Would You Live There? · Covers: St. Charles, Saint Charles
Think twice
Verdict
$232K
Median Price
2/100
Walk Score
N/A
Schools
39 min
to St. Louis, MO
Score Breakdown
Our Take
St. Charles offers a cheap home price and a short drive into St. Louis, but it’s not walkable, has no schools, and has mixed safety reports. It might suit a commuter who prefers quiet suburban life, but the lack of amenities and possible crime worries make it a cautious choice.
Map
The Good
- ✓Median home price well below many metro areas
- ✓Good flood risk (Low)
- ✓Relatively low cost of living for the region
- ✓Short commute to St. Louis (39 min)
Real Talk
- !Walkability is almost nonexistent—everything requires a car
- !No schools listed; public education options are likely limited
- !Crime reports mention sporadic violent incidents and some concerns about neighborhood safety
- !HOA fees can be significant and have risen sharply in the past years
- $HOA fees (~$200–$600/month)
- $Higher property taxes compared to nearby suburbs
- $Maintenance costs for older homes
Best For
Risk Snapshot
Crime & Safety
St. Charles, MO
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.
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From Residents
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