Troy, NY
Troy · Rensselaer County · NY 12180
Updated August 3, 2026 · Would You Live There?
Good for now
Verdict
$244K
Median Price
73/100
Walk Score
8.1/10
Schools
90 min
to Midtown Manhattan
Score Breakdown
Our Take
Troy is an affordable, family‑friendly town with solid schools and a bustling farmers market, but it’s a car‑dependent, walk‑inconvenient place with limited public transit. It’s worth considering if you value good schools and a low cost of living, but you’ll need a car for most errands.
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The Good
- ✓Affordable housing relative to median income
- ✓High‑rated public schools
- ✓Vibrant farmers market and local events
- ✓Low flood risk
Real Talk
- !Walkscore is 20 – errands almost always require a car
- !Public transit options are minimal, making a commute to jobs outside the town difficult
- !Traffic and noise around the downtown market area can be disruptive on weekends
- !No bike lanes or pedestrian infrastructure limits non‑motorized transport
- $Ongoing car maintenance and parking fees
- $Higher utility bills compared to larger urban centers
- $Potential home‑owners insurance costs due to property crime concerns
Best For
Risk Snapshot
Crime & Safety
Troy, NY
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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