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Troy, NY
Troy · Rensselaer County · NY 12180
Updated June 20, 2026 · Would You Live There?
Good for now
Verdict
$212K
Median Price
20/100
Walk Score
7.4/10
Schools
90 min
to Midtown Manhattan
Score Breakdown
BAffordability
78/100
D+Safety
55/100
BSchools
74/100
CQuietness
60/100
FCommute
35/100
FWalkability
20/100
WYLT Score54/100
Our Take
Troy is an affordable, family‑friendly town with solid schools and a bustling farmers market, but it’s a car‑dependent, walk‑inconvenient place with limited public transit. It’s worth considering if you value good schools and a low cost of living, but you’ll need a car for most errands.
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The Good
- ✓Affordable housing relative to median income
- ✓High‑rated public schools
- ✓Vibrant farmers market and local events
- ✓Low flood risk
Real Talk
- !Walkscore is 20 – errands almost always require a car
- !Public transit options are minimal, making a commute to jobs outside the town difficult
- !Traffic and noise around the downtown market area can be disruptive on weekends
- !No bike lanes or pedestrian infrastructure limits non‑motorized transport
- $Ongoing car maintenance and parking fees
- $Higher utility bills compared to larger urban centers
- $Potential home‑owners insurance costs due to property crime concerns
Best For
FamiliesBudget‑conscious home buyersRemote workers needing affordable housingFarmers market enthusiasts
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Troy, NY
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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