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Toledo, OH
Toledo · OH 43604
Updated October 30, 2026 · Would You Live There?
Good for now
Verdict
$82K
Median Price
…
Walk Score
6.9/10
Schools
133 min
to Cleveland
Score Breakdown
BAffordability
78/100
D+Safety
55/100
C+Schools
69/100
FQuietness
30/100
FCommute
15/100
FWalkability
0/100
WYLT Score41/100
Our Take
Toledo’s 43604 ZIP offers affordable homes and a decent selection of schools, but the area struggles with low incomes and higher crime rates. It’s a solid choice for budget‑conscious buyers or families who value school options, yet it lacks walkability and robust public transit.
B.
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The Good
- ✓Low cost of housing and living expenses
- ✓Strong public and charter high school options
- ✓Proximity to Lake Erie for outdoor recreation
- ✓Growing community diversity and cultural events
Real Talk
- !Median household income is well below national average
- !Crime rates are higher than many comparable suburbs
- !Limited walkability and transit options make daily commutes longer
- !Home maintenance costs can be significant due to aging housing stock
- $Higher property tax burden relative to home value
- $Potential need for roof or foundation repairs on older homes
- $Insurance premiums can be elevated in a mid‑size city
Best For
First‑time homebuyersRetirees looking for low cost of livingSmall families prioritizing good schoolsStudents and young professionals on a budget
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityLow
Crime & Safety
Toledo, OH
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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