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Richmond, KY
Richmond · Madison County · KY 40475
Updated October 19, 2026 · Would You Live There?
Good for now
Verdict
$244K
Median Price
46/100
Walk Score
7.4/10
Schools
45 min
to Lexington, KY
Score Breakdown
BAffordability
78/100
D+Safety
55/100
BSchools
74/100
B-Quietness
70/100
B-Commute
70/100
DWalkability
46/100
WYLT Score66/100
Our Take
Richmond offers affordable homes and decent schools, but the lack of walkability and transit options means you'll need a car. It’s a quiet, small‑town feel that’s good for families but not ideal if you want nightlife or quick access to services. Consider your commute and lifestyle before deciding.
B.
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The Good
- ✓Affordable housing market
- ✓Reasonable median income relative to cost of living
- ✓Good elementary and middle schools
- ✓Quiet suburban environment
Real Talk
- !Almost no public transit, car‑centric area
- !Limited dining and nightlife options
- !High reliance on single‑family homes can feel isolated
- !Wages are modest, so income might not stretch as far as in larger metros
- $Higher car insurance and fuel costs
- $Property taxes can add to monthly expenses
- $Utility costs may be higher than city averages
Best For
Families with school‑age kidsFirst‑time homebuyers on a budgetRetirees seeking a quiet placeRemote workers who need a home office
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityLow
Crime & Safety
Richmond, KY
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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