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Germantown, TN
Germantown · TN 38138
Updated October 30, 2026 · Would You Live There?
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Verdict
$520K
Median Price
56/100
Walk Score
7.2/10
Schools
29 min
to Memphis, TN
Score Breakdown
BAffordability
78/100
ASafety
92/100
B-Schools
72/100
B+Quietness
80/100
B+Commute
85/100
D+Walkability
56/100
WYLT Score77/100
Our Take
Germantown is a highly desirable, affluent suburb known for its top-rated schools and family-friendly atmosphere. While home prices are high and it's a car-dependent area, residents enjoy a high quality of life, excellent services, and a strong sense of community. It's an ideal choice for families prioritizing education and a safe, quiet environment.
B.
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The Good
- ✓Excellent public schools with consistently high ratings
- ✓Very high median household income, indicating an affluent community
- ✓High rate of homeownership and educated population
- ✓Low flood risk, providing peace of mind
- ✓Well-maintained suburban environment with a strong sense of community
Real Talk
- !Housing costs are significantly above the national average, making entry challenging for some budgets
- !The area is largely car-dependent, with limited public transit options
- !Walkability is moderate at best, requiring a car for most errands and recreation
- !Median age of 44 suggests a slightly older or established demographic
- $Potentially higher property taxes given the strong school system and local services
- $Increased transportation costs due to reliance on personal vehicles
- $Maintenance for typically larger homes and lots common in this affluent suburb
Best For
Families with school-aged childrenProfessionals seeking an upscale suburban lifestyleThose prioritizing excellent educationIndividuals valuing safety and a quiet community
Risk Snapshot
Flood riskLow
Violent crimeLow
Property crimeLow
Air qualityGood
Price volatilityLow
Crime & Safety
Germantown, TN
A
Safety grade
Safety score92 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Low9.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
50% safer than the national average
Verify with real-time data
City-Data stats →From Residents
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