Des Moines, IA

The Good

• ✓Bike‑friendly streets and a 57 transit score make getting around easier than many mid‑size cities
• ✓The median home price is still under 350k, lower than many nearby metros
• ✓A variety of elementary schools score 9, and the average high school rating is above 6
• ✓Flood risk is low (Zone X)
• ✓Public transit is considered good for commuting to downtown

Real Talk

• !Median income (58k) is well below the median home price (309k), giving a price‑to‑income ratio of about 5.3, which is high for many buyers
• !Crime rates in Des Moines are moderate; you’ll find some neighborhoods with higher rates of property crime
• !There’s a noticeable lack of large parks or green spaces compared to other cities of similar size
• !Renting in Des Moines can be pricey for families, especially if you’re looking for a private single‑family home
• $Annual property taxes can run 1–2% of home value, adding to monthly costs
• $Older homes may require more maintenance and utility upgrades
• $Insurance costs are higher if you have a home with a garage or an older roof
• $HOA or community fees can add $50–$150/month if you live in a planned community

Best For

Risk Snapshot