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Chattanooga, TN
Chattanooga · TN 37402
Updated October 31, 2026 · Would You Live There?
Good for now
Verdict
$350K
Median Price
…
Walk Score
7.3/10
Schools
210 min
to Nashville
Score Breakdown
FAffordability
15/100
D+Safety
55/100
BSchools
73/100
D+Quietness
50/100
FCommute
15/100
FWalkability
0/100
WYLT Score35/100
Our Take
Chattanooga’s 37402 zip centers on a vibrant downtown with strong schools and a lively mix of cultural venues, but the cost of living outpaces median income and the area remains highly renter‑heavy. It’s a solid choice for urban professionals and creatives who value amenities, though buyers should be wary of higher housing prices and limited walkability data.
B.
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The Good
- ✓Top‑rated public schools and many charter options
- ✓Central location with easy access to downtown Chattanooga attractions
- ✓Growing arts scene and nightlife
- ✓Proximity to parks and outdoor recreation
Real Talk
- !Low owner occupancy suggests many rentals, raising prices for buyers
- !Median income lags behind housing cost, making affordability a concern
- !Limited walkability data may indicate gaps in pedestrian infrastructure
- !Traffic congestion downtown can be frustrating, especially during peak hours
- $Higher property taxes and HOA fees for many condos
- $Maintenance on older homes can be costly
- $Parking permits and street parking fees add to monthly expenses
Best For
Urban professionalsStudents and recent gradsArtists and creativesSmall families looking for quality schools
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityModerate
Crime & Safety
Chattanooga, TN
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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