Loading neighborhood data…
Germantown, TN
Germantown · Shelby County · TN 38138
Updated May 9, 2026 · Would You Live There?
Think twice
Verdict
$366K
Median Price
43/100
Walk Score
7.2/10
Schools
29 min
to Memphis, TN
Score Breakdown
AAffordability
92/100
ASafety
92/100
B-Schools
72/100
B-Quietness
70/100
B+Commute
85/100
DWalkability
43/100
WYLT Score76/100
Our Take
Germantown has solid schools and a quiet suburban feel, but the cost of buying a home is roughly three times the median household income, and the area is very car‑dependent with limited walking or transit options. It could work for families who are comfortable with a long commute, but anyone on a tighter budget or looking for a vibrant walkable community should look elsewhere.
Ready to make a move?
Find a top agent in Germantown, TN
Match with a vetted local agent — no commitment, takes 2 minutes.
Affiliate links — WYLT earns a commission at no cost to you.
Community Poll
Would you move to Germantown?
Explore this neighborhood
Map
Loading map…
The Good
- ✓Strong public schools with several high‑rated options
- ✓Low flood risk and overall safety
- ✓Good commute to Memphis in under 30 minutes
- ✓Suburban quiet with plenty of green space
Real Talk
- !Home prices are high relative to median income, making buying a house a stretch for many
- !Very limited walkability and public transit – you’ll need a car for most errands
- !Nightlife and cultural options are sparse; downtown Memphis is a 30‑minute drive
- !Potential traffic congestion on commute days can extend travel time
- $Higher property taxes due to higher home values
- $Elevated utility and insurance costs for larger homes
- $Possible HOA fees for some subdivisions
- $Maintenance expenses for larger, newer houses
Best For
Families looking for quality schoolsCommuters who can handle a 29‑minute driveProfessionals seeking a quiet suburban lifestyleRetirees wanting a safe, low‑flood area
Risk Snapshot
Flood riskLow
Violent crimeLow
Property crimeLow
Air qualityGood
Price volatilityModerate
Crime & Safety
Germantown, TN
A
Safety grade
Safety score92 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Low9.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
50% safer than the national average
Verify with real-time data
City-Data stats →From Residents
🏘
Loading…
Similar Neighborhoods
Think twice
Bronx
Bronx, NY
$371K · 7/10 schools
Think twice
Brick
Brick, NJ
$359K · 7.5/10 schools
Think twice
Atlanta
Atlanta, GA
$398K · 7.7/10 schools
Think twice
Wynwood
Wynwood, FL
$346K · 7/10 schools
From the Blog
Find an agent
Ready to buy or sell in Germantown?
Connect with a top-rated local agent — free agent matching, no obligation.
Affiliate links — WYLT earns a commission at no cost to you.
📬
Stay in the loop on Germantown
Get one email when this report refreshes (~every 90 days). No spam.
Know someone considering this area? Send them this report.
wouldyoulivethere.com/report/germantown-tn-38138