Question 1

Is St. Cloud, MN or St. Paul, MN cheaper to buy in?

Accepted Answer

St. Paul, MN is cheaper. The median home price in St. Cloud, MN is approximately $246,600 and in St. Paul, MN it is approximately $244,900 — a difference of $1,700.

Question 2

Is St. Cloud, MN or St. Paul, MN more walkable?

Accepted Answer

St. Paul, MN is more walkable. St. Cloud, MN has a Walk Score of N/A/100 and St. Paul, MN has a Walk Score of 65/100.

Question 3

Which has better schools, St. Cloud, MN or St. Paul, MN?

Accepted Answer

St. Paul, MN has higher-rated schools. St. Cloud, MN has a school rating of 5.3/10 and St. Paul, MN has a rating of 6/10.

Question 4

Should I live in St. Cloud, MN or St. Paul, MN?

Accepted Answer

Both neighborhoods have distinct trade-offs — review the data above to find your best fit.

Category	St. Cloud, MN	St. Paul, MN
Housing
Verdict	Good for now	Think twice
Median Price	$247K	$245K ✓ Lower price
Median Rent	$982 ✓ Lower rent	$2K
Median Income	$66K	$76K ✓ Higher income
Price Volatility	Low ✓ More stable	Moderate
Getting Around
Walk Score	Car-dependent	65/100 ✓ More walkable
Transit Score	30/100	82/100 ✓ Better transit
Bike Score	N/A	44/100 ✓ More bikeable
Commute	78 min	18 min ✓ Shorter commute
Safety & Environment
Safety Grade	D+	D+
Violent Crime	Moderate	Moderate
Property Crime	Moderate	Moderate
Flood Risk	Low	Low
Air Quality	Good ✓ Cleaner air	Moderate
Community
Schools	5.3/10	6/10 ✓ Better schools
Best for	Families with childrenCollege students or staff at St. Cloud StateRetirees seeking low cost of living	Young professionalsCommutersNightlife lovers

St. Cloud, MN vs St. Paul, MN

Bottom line