St. Cloud, MN
St. Cloud · Stearns County · MN 56301
Updated August 3, 2026 · Would You Live There?
Good for now
Verdict
$289K
Median Price
39/100
Walk Score
7.8/10
Schools
78 min
to Minneapolis
Score Breakdown
Our Take
St. Cloud offers a low‑cost, family‑friendly environment with decent schools, but it’s not a walkable or nightlife hub. The long commute to Minneapolis and limited public transit make it best for those who can drive or are tied to local jobs.
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The Good
- ✓Median home price is below national average, making ownership affordable
- ✓High school ratings around 5+ suggest solid local education
- ✓Low flood risk and generally good air quality
- ✓Community college (St. Cloud State) provides local higher‑education and cultural events
Real Talk
- !Daily commute to Minneapolis takes about 78 minutes—considerable for a daily trip
- !Limited pedestrian infrastructure; almost all errands require a car
- !Parking can become a nightmare during university sports events
- !Local job market is modest; many residents commute elsewhere for better pay
- $Parking fees at campus and arena events can add up
- $Higher transportation expenses due to longer commutes
- $Potential for higher utility costs with the colder climate
Best For
Risk Snapshot
Crime & Safety
St. Cloud, MN
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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