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St Cloud, MN
St Cloud · MN 56301
Updated November 2, 2026 · Would You Live There?
Good for now
Verdict
$350K
Median Price
…
Walk Score
5.3/10
Schools
78 min
to Minneapolis
Score Breakdown
CAffordability
63/100
D+Safety
55/100
D+Schools
53/100
B-Quietness
70/100
FCommute
35/100
FWalkability
0/100
WYLT Score46/100
Our Take
St Cloud offers solid, affordable housing with decent schools and a low flood risk, but it’s a small‑town feel with limited walkability and public transit. Commute times to Minneapolis are long, and nightlife options are sparse, so it works best for families or remote workers who value community and affordability over city conveniences.
B.
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The Good
- ✓Affordably priced homes and rentals
- ✓Good mix of public and charter schools
- ✓Low flood risk (Zone X)
- ✓Strong sense of community and family‑friendly atmosphere
Real Talk
- !Commute to Minneapolis takes about 78 minutes
- !Walk score is essentially zero, so sidewalks and local amenities are limited
- !Public transit options are sparse and not reliable for daily commuting
- !Crime rates are moderate for a small city, with occasional spikes in property crime
- $Higher property taxes compared to the national average
- $Cold‑weather heating costs, especially for older homes
- $Potential need for roof or insulation upgrades after a few years
Best For
Families looking for affordable housingRemote workers wanting a quiet environmentYoung professionals who don't mind a longer commuteStudents and faculty at local universities
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
St Cloud, MN
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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