St. Cloud, MN

St. Cloud, MN

Updated April 30, 2026 · Would You Live There? · Covers: St. Cloud, Saint Cloud

Good for now

Verdict

$247K

Median Price

Walk Score

5.3/10

Schools

78 min

to Minneapolis

Score Breakdown

FWalkability
0/100
FCommute
35/100
D+Schools
53/100
D+Safety
55/100
B-Quietness
70/100
BAffordability
78/100
WYLT Score49/100

Our Take

St. Cloud offers a low‑cost, family‑friendly environment with decent schools, but it’s not a walkable or nightlife hub. The long commute to Minneapolis and limited public transit make it best for those who can drive or are tied to local jobs.

Map

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The Good

  • Median home price is below national average, making ownership affordable
  • High school ratings around 5+ suggest solid local education
  • Low flood risk and generally good air quality
  • Community college (St. Cloud State) provides local higher‑education and cultural events

Real Talk

  • !Daily commute to Minneapolis takes about 78 minutes—considerable for a daily trip
  • !Limited pedestrian infrastructure; almost all errands require a car
  • !Parking can become a nightmare during university sports events
  • !Local job market is modest; many residents commute elsewhere for better pay
  • $Parking fees at campus and arena events can add up
  • $Higher transportation expenses due to longer commutes
  • $Potential for higher utility costs with the colder climate

Best For

Families with childrenCollege students or staff at St. Cloud StateRetirees seeking low cost of livingLocal workforce with jobs in the city

Risk Snapshot

Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityLow

Crime & Safety

St. Cloud, MN

D+

Safety grade

Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate
3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime
Moderate
19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+

2% higher than the national average

Verify with real-time data

Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.

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From Residents

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