Let the numbers do the talking.
San Francisco, CA 94103 vs San Francisco, CA 94102
San Francisco, CA 94103 vs San Francisco, CA 94102: What the data shows
San Francisco, CA 94103 and San Francisco, CA 94102 are two ZIP codes within San Francisco. On home prices, San Francisco, CA 94102 is the more affordable option at $1,039,000 median — $26,100 less than San Francisco, CA 94103's $1,065,100. WYLT rates San Francisco, CA 94103 as “Settle here” — an excellent place to put down roots — and San Francisco, CA 94102 as “Think twice” — a neighborhood that warrants careful research before committing.
San Francisco, CA 94103 has the stronger safety profile of the two. San Francisco, CA 94103 has Moderate violent crime and Moderate property crime. San Francisco, CA 94102 has Moderate violent crime and High property crime. On environmental risk, San Francisco, CA 94103 has Low flood risk and San Francisco, CA 94102 has Low flood risk.
San Francisco, CA 94102 is the more walkable neighborhood. San Francisco, CA 94103 scores 90/100 (exceptionally walkable) versus San Francisco, CA 94102's 97/100 (exceptionally walkable). For families weighing school quality, both neighborhoods have the same school rating — San Francisco, CA 94103 rates 5/10 and San Francisco, CA 94102 rates 5/10.
| Category | San Francisco, CA 94103 | San Francisco, CA 94102 |
|---|---|---|
| Housing | ||
| Verdict | Settle here | Think twice |
| Median Price | $1.07M | $1.04M ✓ Lower price |
| Median Rent | $2K | $2K ✓ Lower rent |
| Median Income | $111K ✓ Higher income | $62K |
| Price Volatility | High | Moderate ✓ More stable |
| Getting Around | ||
| Walk Score | 90/100 | 97/100 ✓ More walkable |
| Transit Score | 73/100 | 100/100 ✓ Better transit |
| Bike Score | 80/100 ✓ More bikeable | 76/100 |
| Commute | 2 min ✓ Shorter commute | 4 min |
| Safety & Environment | ||
| Safety Grade | D+ ✓ Safer | F |
| Violent Crime | Moderate | Moderate |
| Property Crime | Moderate ✓ Lower risk | High |
| Flood Risk | Low | Low |
| Air Quality | Good | Good |
| Community | ||
| Schools | 5/10 | 5/10 |
| Best for | Tech professionals who need proximity to downtownRemote workers who value walkability and public transitYoung singles and couples looking for a vibrant city lifestyle | Young professionalsRemote workersFoodies |
Bottom line
If you're a tech professional or young professional looking for a vibrant downtown experience, San Francisco's 94103 ZIP code (Settle here) is the better choice due to its world-class amenities and unbeatable transit. However, if you're on a fixed budget or prioritize affordability, consider other areas of the city or neighborhoods outside of San Francisco. For families or those seeking more quiet living, look elsewhere.
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