Let the numbers do the talking.
Saint Paul, MN vs St. Cloud, MN
| Category | Saint Paul, MN | St. Cloud, MN |
|---|---|---|
| Housing | ||
| Verdict | Good for now | Good for now |
| Median Price | $277K | $247K ✓ Lower price |
| Median Rent | $1K | $982 ✓ Lower rent |
| Median Income | $70K ✓ Higher income | $66K |
| Price Volatility | Moderate | Low ✓ More stable |
| Getting Around | ||
| Walk Score | 40/100 ✓ More walkable | Car-dependent |
| Transit Score | 50/100 ✓ Better transit | 30/100 |
| Bike Score | 54/100 ✓ More bikeable | N/A |
| Commute | 13 min ✓ Shorter commute | 78 min |
| Safety & Environment | ||
| Safety Grade | D+ | D+ |
| Violent Crime | Moderate | Moderate |
| Property Crime | Moderate | Moderate |
| Flood Risk | Low | Low |
| Air Quality | Moderate | Good ✓ Cleaner air |
| Community | ||
| Schools | 6.1/10 ✓ Better schools | 5.3/10 |
| Best for | young professionalscommuterspublic transit users | Families with childrenCollege students or staff at St. Cloud StateRetirees seeking low cost of living |
Bottom line
For commuters and young professionals who prioritize proximity to Minneapolis, Saint Paul 55104 is the better choice due to its shorter commute time and decent public transit options. In contrast, St. Cloud is more suited for families and individuals who value a low cost of living and are tied to local jobs or education, with its affordability and family-friendly environment making it a more practical option. Ultimately, the decision comes down to whether a shorter commute to Minneapolis or a lower cost of living is more important.
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