Question 1

Is Minnetonka, MN or St. Cloud, MN cheaper to buy in?

Accepted Answer

St. Cloud, MN is cheaper. The median home price in Minnetonka, MN is approximately $451,800 and in St. Cloud, MN it is approximately $246,600 — a difference of $205,200.

Question 2

Is Minnetonka, MN or St. Cloud, MN safer?

Accepted Answer

Minnetonka, MN scores higher on safety. Minnetonka, MN has violent crime rated Low and property crime rated Moderate. St. Cloud, MN has violent crime rated Moderate and property crime rated Moderate.

Question 3

Which has better schools, Minnetonka, MN or St. Cloud, MN?

Accepted Answer

St. Cloud, MN has higher-rated schools. Minnetonka, MN has a school rating of 4/10 and St. Cloud, MN has a rating of 5.3/10.

Question 4

Should I live in Minnetonka, MN or St. Cloud, MN?

Accepted Answer

Both neighborhoods have distinct trade-offs — review the data above to find your best fit.

Category	Minnetonka, MN	St. Cloud, MN
Housing
Verdict	Good for now	Good for now
Median Price	$452K	$247K ✓ Lower price
Median Rent	$1K	$982 ✓ Lower rent
Median Income	$134K ✓ Higher income	$66K
Price Volatility	Moderate	Low ✓ More stable
Getting Around
Walk Score	Car-dependent	Car-dependent
Transit Score	Minimal transit	30/100 ✓ Better transit
Bike Score	N/A	N/A
Commute	23 min ✓ Shorter commute	78 min
Safety & Environment
Safety Grade	B ✓ Safer	D+
Violent Crime	Low ✓ Lower risk	Moderate
Property Crime	Moderate	Moderate
Flood Risk	Low	Low
Air Quality	Good	Good
Community
Schools	4/10	5.3/10 ✓ Better schools
Best for	Families with childrenRetirees who value quiet, outdoor livingProfessionals who commute to Minneapolis	Families with childrenCollege students or staff at St. Cloud StateRetirees seeking low cost of living

Minnetonka, MN vs St. Cloud, MN

Bottom line