Let the numbers do the talking.

Kettering, OH vs Toledo, OH

CategoryKettering, OHToledo, OH
Housing
VerdictThink twiceThink twice
Median Price$108K$50K

Lower price

Median Rent$899$478

Lower rent

Median Income$54K

Higher income

$17K
Price VolatilityLow

More stable

High
Getting Around
Walk ScoreCar-dependent8/100

More walkable

Transit ScoreMinimal transit28/100

Better transit

Bike Score31/100

More bikeable

N/A
CommuteN/A999 min
Safety & Environment
Safety GradeD+

Safer

F
Violent CrimeModerate

Lower risk

High
Property CrimeModerate

Lower risk

High
Flood RiskLowLow
Air QualityModerateModerate
Community
Schools6.9/106.9/10
Best for
Budget familiesFirst‑time homebuyersRemote workers who value a quiet environment
budget buyersfirst-time homebuyerssingle professionals

Bottom line

If you're a budget-conscious family looking for a quiet, affordable place to live with decent schools, Kettering might be a better choice despite its limitations. If you're a single professional or renter who prioritizes affordability, Toledo could be your best option due to its lower housing costs. However, if you value walkability and safety, neither neighborhood might be an ideal fit.

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