Wilmington, NC
Updated April 30, 2026 · Would You Live There?
Think twice
Verdict
$220K
Median Price
…
Walk Score
6.5/10
Schools
Score Breakdown
Our Take
Wilmington offers great water access and affordable homes, but the lack of walkability, high flood risk, and moderate crime rates mean it’s a mixed bag for families. If boating is a priority and you’re okay with a car‑centric lifestyle, it could work, but be prepared for higher insurance and maintenance costs. Consider the risks before moving in.
Map
The Good
- ✓Direct access to the Intracoastal Waterway
- ✓Median home price below national average
- ✓Decent public schools with several high‑rated options
- ✓Strong local community and waterfront amenities
Real Talk
- !High flood risk requiring expensive insurance
- !Low walkability means a car is essential
- !Moderate violent and property crime rates
- !Limited public transit options
- $Annual flood insurance
- $Higher utility rates due to coastal climate
- $Frequent car maintenance and parking fees
Best For
Risk Snapshot
Crime & Safety
Wilmington, NC
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.
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From Residents
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