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Wilmington, NC
Wilmington · New Hanover County · NC 28401
Updated June 20, 2026 · Would You Live There?
Think twice
Verdict
$220K
Median Price
…
Walk Score
6.5/10
Schools
Score Breakdown
CAffordability
63/100
D+Safety
55/100
CSchools
65/100
DQuietness
40/100
ACommute
100/100
FWalkability
0/100
WYLT Score54/100
Our Take
Wilmington offers great water access and affordable homes, but the lack of walkability, high flood risk, and moderate crime rates mean it’s a mixed bag for families. If boating is a priority and you’re okay with a car‑centric lifestyle, it could work, but be prepared for higher insurance and maintenance costs. Consider the risks before moving in.
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The Good
- ✓Direct access to the Intracoastal Waterway
- ✓Median home price below national average
- ✓Decent public schools with several high‑rated options
- ✓Strong local community and waterfront amenities
Real Talk
- !High flood risk requiring expensive insurance
- !Low walkability means a car is essential
- !Moderate violent and property crime rates
- !Limited public transit options
- $Annual flood insurance
- $Higher utility rates due to coastal climate
- $Frequent car maintenance and parking fees
Best For
Boating familiesWater‑sport enthusiastsAffordable starter‑home buyersRetirees seeking waterfront living
Risk Snapshot
Flood riskHigh
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityModerate
Crime & Safety
Wilmington, NC
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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