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Waterloo, IA
Waterloo · Black Hawk County · IA 50701
Updated June 22, 2026 · Would You Live There?
Good for now
Verdict
$174K
Median Price
2/100
Walk Score
6.1/10
Schools
60 min
to Des Moines
Score Breakdown
AAffordability
92/100
BSafety
78/100
CSchools
61/100
CQuietness
60/100
D+Commute
55/100
FWalkability
2/100
WYLT Score58/100
Our Take
Waterloo offers solid affordability and decent schools, but it’s very car‑centric with limited walkability and transit. It’s a fine choice for families or retirees who don’t need a vibrant downtown, but not for commuters or nightlife seekers.
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The Good
- ✓Affordable home prices
- ✓Good average school ratings
- ✓Low flood risk
- ✓Strong community feel
Real Talk
- !Almost all errands require a car
- !Public transit options are scarce
- !Dining and nightlife options are limited
- !Walk score is very low
- $Car maintenance and parking fees
- $Higher local taxes than some rural areas
- $Potential HOA fees in certain neighborhoods
Best For
FamiliesStudentsRetireesRemote workers who don’t rely on public transit
Risk Snapshot
Flood riskLow
Violent crimeLow
Property crimeModerate
Air qualityGood
Price volatilityLow
Crime & Safety
Waterloo, IA
B
Safety grade
Safety score78 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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