Waterloo, IA
Updated April 30, 2026 · Would You Live There?
Good for now
Verdict
$174K
Median Price
2/100
Walk Score
6.1/10
Schools
60 min
to Des Moines
Score Breakdown
Our Take
Waterloo offers solid affordability and decent schools, but it’s very car‑centric with limited walkability and transit. It’s a fine choice for families or retirees who don’t need a vibrant downtown, but not for commuters or nightlife seekers.
Map
The Good
- ✓Affordable home prices
- ✓Good average school ratings
- ✓Low flood risk
- ✓Strong community feel
Real Talk
- !Almost all errands require a car
- !Public transit options are scarce
- !Dining and nightlife options are limited
- !Walk score is very low
- $Car maintenance and parking fees
- $Higher local taxes than some rural areas
- $Potential HOA fees in certain neighborhoods
Best For
Risk Snapshot
Crime & Safety
Waterloo, IA
Safety grade
57% safer than the national average
2% higher than the national average
Verify with real-time data
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From Residents
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