What are the hidden costs of living in Virginia Beach?

Flood insurance premiums (~$1,200–$1,800/year), Higher property taxes in Virginia Beach, Possible HOA fees in certain developments

What is the median home price in Virginia Beach?

The median home price in Virginia Beach is approximately $740,000.

What are the downsides of living in Virginia Beach?

Flood zone AE means high flood insurance costs and potential risk for storm surge, Long commute to Richmond (~134 minutes) may be a stretch for daily commuters, Walk score data unavailable and actual walkability is low, Housing prices are high compared to national averages; new buyers may feel pressure

How are the schools in Virginia Beach?

Virginia Beach has a school rating of 8.8/10. Schools are highly rated.

What is the commute like from Virginia Beach?

The average commute from Virginia Beach to Richmond, VA is approximately 134 minutes.

Virginia Beach, VA

Virginia Beach · VA 23451

Updated November 2, 2026 · Would You Live There?

Good for now

Verdict

$740K

Median Price

…

Walk Score

8.8/10

Schools

134 min

to Richmond, VA

Score Breakdown

FAffordability

28/100

D+Safety

55/100

B+Schools

88/100

D+Quietness

50/100

FCommute

15/100

FWalkability

0/100

WYLT Score39/100

Our Take

Virginia Beach’s 23451 ZIP offers great schools, a strong local economy, and easy beach access, but the flood risk and high cost of living are real trade‑offs. It’s a solid choice for families or remote workers who can handle the higher prices and a long commute to Richmond.

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The Good

✓Top‑rated public schools (average 8.8/10), High median household income indicating economic stability, Coastal lifestyle with plenty of parks and beach access, Strong employment market and proximity to the Pentagon and military installations

Real Talk

!Flood zone AE means high flood insurance costs and potential risk for storm surge, Long commute to Richmond (~134 minutes) may be a stretch for daily commuters, Walk score data unavailable and actual walkability is low, Housing prices are high compared to national averages; new buyers may feel pressure
$Flood insurance premiums (~$1,200–$1,800/year), Higher property taxes in Virginia Beach, Possible HOA fees in certain developments

Best For

FamiliesBeach loversRetireesRemote workersYoung professionals

Risk Snapshot

Flood riskHigh

Violent crimeModerate

Property crimeModerate

Air qualityGood

Price volatilityModerate

Crime & Safety