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Utica, NY
Utica · Oneida County · NY 13501
Updated June 20, 2026 · Would You Live There?
Think twice
Verdict
$129K
Median Price
4/100
Walk Score
6.2/10
Schools
Score Breakdown
AAffordability
92/100
D+Safety
55/100
CSchools
62/100
D+Quietness
50/100
ACommute
100/100
FWalkability
4/100
WYLT Score61/100
Our Take
Utica offers very affordable housing, but it lacks walkability, public transit, and a vibrant downtown. Crime rates are moderate and the job market is limited, so it’s a rough fit for families or remote workers who can live with a car and a quieter lifestyle.
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The Good
- ✓Very low median home price at $128,700
- ✓Median rent of $837 is cheap
- ✓Good flood risk – low
- ✓Affordable cost of living relative to NYC
- ✓Average school rating around 6.2/10
Real Talk
- !Limited public transportation – most errands need a car
- !Walkscore of 4 means almost everything is far from your doorstep
- !Crime data not ideal; residents report some violent and property crime
- !Few dining and nightlife options; the downtown area is underdeveloped
- $Higher property taxes for some parcels
- $Old housing stock can mean higher maintenance and heating costs
- $Gasoline and car maintenance due to reliance on personal vehicle
Best For
Affordable home buyersRemote workers who can tolerate limited amenitiesRetirees seeking a quiet, low-cost placeFamilies who don’t need extensive school choices
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityModerate
Crime & Safety
Utica, NY
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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