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Utica, NY
Utica · NY 13501
Updated October 31, 2026 · Would You Live There?
Good for now
Verdict
$170K
Median Price
…
Walk Score
6/10
Schools
290 min
to Midtown Manhattan, NY
Score Breakdown
BAffordability
78/100
FSafety
38/100
CSchools
60/100
CQuietness
60/100
FCommute
15/100
FWalkability
0/100
WYLT Score42/100
Our Take
Utica offers a solid, affordable place to live with decent schools and a low flood risk. It’s a decent fit for families or budget‑conscious buyers who don’t need a quick commute to a major city.
B.
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The Good
- ✓Affordably priced homes
- ✓Strong local school options
- ✓Low flood risk
- ✓Good community feel
Real Talk
- !Long commute to NYC (about 5 hours)
- !Limited public transit options
- !Higher-than-average property crime
- !Occasional local noise from nearby industry
- $Higher property taxes than the national average
- $Potential maintenance costs in older homes
- $Insurance premiums for certain homeowners' associations
Best For
First‑time buyersRetirees looking for a quiet placeFamilies with kidsRemote workers on a budget
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeHigh
Air qualityModerate
Price volatilityModerate
Crime & Safety
Utica, NY
F
Safety grade
Safety score38 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
High38.4incidents / 1,000 residents / yr
0Natl avg (19.5)59+
97% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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