Utica, NY
Updated May 1, 2026 · Would You Live There?
Think twice
Verdict
$129K
Median Price
4/100
Walk Score
6.2/10
Schools
Score Breakdown
Our Take
Utica offers very affordable housing, but it lacks walkability, public transit, and a vibrant downtown. Crime rates are moderate and the job market is limited, so it’s a rough fit for families or remote workers who can live with a car and a quieter lifestyle.
Map
The Good
- ✓Very low median home price at $128,700
- ✓Median rent of $837 is cheap
- ✓Good flood risk – low
- ✓Affordable cost of living relative to NYC
- ✓Average school rating around 6.2/10
Real Talk
- !Limited public transportation – most errands need a car
- !Walkscore of 4 means almost everything is far from your doorstep
- !Crime data not ideal; residents report some violent and property crime
- !Few dining and nightlife options; the downtown area is underdeveloped
- $Higher property taxes for some parcels
- $Old housing stock can mean higher maintenance and heating costs
- $Gasoline and car maintenance due to reliance on personal vehicle
Best For
Risk Snapshot
Crime & Safety
Utica, NY
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.
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From Residents
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