Stillwater, OK
Updated May 1, 2026 · Would You Live There?
Think twice
Verdict
$231K
Median Price
…
Walk Score
7.7/10
Schools
Score Breakdown
Our Take
Stillwater is a low‑cost college town with decent schools and a vibrant sports scene, but it relies almost entirely on cars, has a high flood risk, and only modest amenities for non‑students. It can work for budget‑conscious families or students, but those wanting walkable living or reliable public transport should be cautious.
Map
The Good
- ✓Affordable median home price ($231k) relative to median income
- ✓Strong elementary and high school ratings (many rated 9/10)
- ✓Active sports culture and college community
- ✓Lower overall cost of living compared to many nearby metros
Real Talk
- !Walk score of 0 means almost all errands need a car
- !High flood risk (AE zone) means expensive flood insurance
- !Crime is moderate – campus and student housing can see higher incidents
- !Limited public transit options – bus service is sparse
- $Flood insurance premiums
- $Higher car insurance due to campus traffic
- $Utilities can be high during seasonal sports events
Best For
Risk Snapshot
Crime & Safety
Stillwater, OK
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
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From Residents
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