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St. Joseph, MO
St. Joseph · Buchanan County · MO 64501
Updated June 20, 2026 · Would You Live There? · Covers: St. Joseph, Saint Joseph
Think twice
Verdict
$97K
Median Price
2/100
Walk Score
N/A
Schools
64 min
to Kansas City, MO
Score Breakdown
AAffordability
92/100
D+Safety
55/100
FSchools
0/100
B+Quietness
80/100
FCommute
35/100
FWalkability
2/100
WYLT Score44/100
Our Take
St. Joseph is cheap, but it’s a very car‑dependent, low‑school‑quality town with a sluggish economy. If you’re on a tight budget and don’t mind a long commute, it can work, but it’s not ideal for families or anyone who wants easy access to services.
Community Poll
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The Good
- ✓Very affordable housing
- ✓Low cost of living overall
- ✓Quiet rural feel
- ✓Low crime rate (based on available data)
Real Talk
- !Almost no walkable amenities – you’ll need a car for everything
- !No schools in the city – families will need to travel to nearby towns for education
- !Limited job opportunities locally – many people commute out
- !Amenities like grocery stores and hospitals are a mile or more away
- $Higher property taxes than some nearby towns
- $Limited resale value can lead to price stagnation
- $Maintenance costs can be higher due to older housing stock
Best For
Budget buyersRetirees looking for a quiet placeRemote workers who can commute occasionallyPeople who want low property taxes
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityLow
Crime & Safety
St. Joseph, MO
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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