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St Joseph, MO
St Joseph · MO 64501
Updated October 31, 2026 · Would You Live There?
Settle here
Verdict
$125K
Median Price
…
Walk Score
7.8/10
Schools
64 min
to Kansas City, MO
Score Breakdown
AAffordability
92/100
D+Safety
55/100
BSchools
78/100
B+Quietness
80/100
FCommute
35/100
FWalkability
0/100
WYLT Score57/100
Our Take
This St. Joseph neighborhood offers exceptional value, particularly for families, combining highly-rated schools with extremely affordable housing. While it's a car-dependent area with limited urban amenities and a long commute to Kansas City, it provides a quiet, stable environment for those prioritizing budget and education.
B.
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The Good
- ✓Outstanding school ratings, especially for the price point
- ✓Extremely affordable home values and rent
- ✓Low flood risk
- ✓Quiet and stable community environment
- ✓Good option for first-time homebuyers or those on a strict budget
Real Talk
- !The area is very car-dependent with virtually no walkability or public transit options
- !Median household income is significantly below national averages
- !Limited local dining, nightlife, and retail options
- !Commute to Kansas City, MO is over an hour, making it unsuitable for daily travel
- !Older housing stock may require more maintenance
- $High transportation costs due to car dependency
- $Potential for increased home maintenance on older properties
- $Limited access to diverse cultural or entertainment events locally
Best For
Budget-conscious familiesFirst-time homebuyersIndividuals prioritizing affordable homeownershipThose seeking good public schoolsResidents who prefer a quiet, suburban pace
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityLow
Crime & Safety
St Joseph, MO
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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