St. Joseph, MO
Updated April 30, 2026 · Would You Live There? · Covers: St. Joseph, Saint Joseph
Think twice
Verdict
$97K
Median Price
2/100
Walk Score
N/A
Schools
64 min
to Kansas City, MO
Score Breakdown
Our Take
St. Joseph is cheap, but it’s a very car‑dependent, low‑school‑quality town with a sluggish economy. If you’re on a tight budget and don’t mind a long commute, it can work, but it’s not ideal for families or anyone who wants easy access to services.
Map
The Good
- ✓Very affordable housing
- ✓Low cost of living overall
- ✓Quiet rural feel
- ✓Low crime rate (based on available data)
Real Talk
- !Almost no walkable amenities – you’ll need a car for everything
- !No schools in the city – families will need to travel to nearby towns for education
- !Limited job opportunities locally – many people commute out
- !Amenities like grocery stores and hospitals are a mile or more away
- $Higher property taxes than some nearby towns
- $Limited resale value can lead to price stagnation
- $Maintenance costs can be higher due to older housing stock
Best For
Risk Snapshot
Crime & Safety
St. Joseph, MO
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.
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From Residents
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