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Spearfish, SD
Spearfish · SD 57783
Updated October 30, 2026 · Would You Live There?
Good for now
Verdict
$470K
Median Price
…
Walk Score
8/10
Schools
45 min
to Rapid City
Score Breakdown
DAffordability
45/100
BSafety
78/100
B+Schools
80/100
AQuietness
90/100
B-Commute
70/100
FWalkability
0/100
WYLT Score61/100
Our Take
Spearfish offers a quiet, scenic lifestyle with solid schools and a close‑knit community. It’s a solid choice for families and remote workers, but the lack of transit, high flood risk, and limited local amenities are real trade‑offs.
B.
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The Good
- ✓Scenic mountain setting with plenty of outdoor recreation
- ✓High‑rated schools and a strong community focus
- ✓Affordably priced housing relative to larger metro areas
- ✓Low overall crime rates
Real Talk
- !Flood zone AE – high risk of flooding, especially in winter and spring
- !Very limited public transit and walkable amenities – you’ll need a car
- !Commute to major employment centers is often 45+ minutes
- !Utility costs can be higher in a cold, high‑altitude climate
- $Potential flood insurance premiums
- $Higher HVAC/energy costs in colder months
- $Limited local grocery and medical options may require trips
- $Property taxes can be relatively high for the area
Best For
Families with kidsOutdoor enthusiastsRetirees looking for a peaceful settingRemote workers who value a small‑town atmosphere
Risk Snapshot
Flood riskHigh
Violent crimeLow
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Spearfish, SD
B
Safety grade
Safety score78 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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