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Spearfish, SD
Spearfish · Lawrence County · SD 57783
Updated June 20, 2026 · Would You Live There?
Think twice
Verdict
$289K
Median Price
20/100
Walk Score
4.7/10
Schools
30 min
to Outlying job centers
Score Breakdown
CAffordability
63/100
ASafety
92/100
DSchools
47/100
B+Quietness
80/100
B+Commute
85/100
FWalkability
20/100
WYLT Score65/100
Our Take
Spearfish offers decent schools and a quiet, low‑crime environment, but its high flood risk, low walkability and a median home price that’s steep relative to income make it a cautious choice. If you’re a family who wants a rural feel and can handle extra insurance and limited amenities, it might work, but it’s not a slam‑on‑the‑gas move.
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The Good
- ✓Good schools for children
- ✓Affordable homes relative to other parts of the country
- ✓Low crime rates
- ✓Rural quiet lifestyle
Real Talk
- !High flood risk requiring insurance
- !Limited public transport and amenities
- !Housing cost high relative to local median income
- !Seasonal weather extremes can be harsh
- $Flood insurance premiums
- $Higher heating bills in winter
- $Maintenance on older homes
Best For
FamiliesRetireesRemote workersNature lovers
Risk Snapshot
Flood riskHigh
Violent crimeLow
Property crimeLow
Air qualityGood
Price volatilityModerate
Crime & Safety
Spearfish, SD
A
Safety grade
Safety score92 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Low9.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
50% safer than the national average
Verify with real-time data
City-Data stats →From Residents
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📬
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