Schenectady, NY

The Good

• ✓Very walkable downtown with cafes and parks
• ✓Affordable housing compared to nearby cities
• ✓Good public schools with an average rating of 7.3
• ✓Low flood risk (Zone X)

Real Talk

• !Public transit is minimal, so you’ll need a car for most errands
• !Crime rates are above the national average for cities of this size
• !Income levels are lower than the state median, limiting local job prospects
• !Nightlife is sparse and the city feels isolated after dark
• $Higher property tax rates than the national average
• $Maintenance costs for older historic homes can be significant
• $Utility costs rise sharply in winter due to cold temperatures

Best For

Risk Snapshot