San Jose, CA

The Good

• ✓Top-rated high schools in the district
• ✓Low flood risk and solid bike infrastructure
• ✓High median household income suggests strong local economy
• ✓Proximity to major tech employers in Silicon Valley

Real Talk

• !Housing prices are almost 7 times the median household income—affordability is a big concern
• !Public transit options are practically non‑existent; most residents rely on cars
• !Traffic congestion is heavy, especially during rush hour
• !Property taxes and insurance can add significantly to monthly costs
• $Annual property tax and insurance (~$6,000)
• $High utility rates in the summer
• $Possible HOA fees for condos or gated communities
• $Maintenance costs for older homes in the area

Best For

Risk Snapshot