Ponca City, OK

Ponca City, OK

Updated May 1, 2026 · Would You Live There?

Good for now

Verdict

$90K

Median Price

17/100

Walk Score

7.6/10

Schools

Score Breakdown

FWalkability
17/100
D+Safety
55/100
CQuietness
60/100
BSchools
76/100
AAffordability
92/100
ACommute
100/100
WYLT Score67/100

Our Take

Ponca City is a modestly priced, family-friendly town with solid schools and low flood risk, but it lacks walkability, public transit, and a lively downtown scene. If you’re looking for an affordable place to settle with kids, it can work, but you’ll need a car and be prepared for limited amenities.

Map

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The Good

  • Affordable median home price at $89,600
  • Good average school ratings (7.6/10)
  • Low flood risk (Zone X)
  • Stable median income of $46,365 for local workers

Real Talk

  • !Almost all errands require a car—Walk Score 17
  • !No public transit or bike infrastructure reported
  • !Limited nightlife and dining options
  • !Unemployment is 7.4% of the labor force, indicating some job insecurity
  • $Potentially higher property taxes in Oklahoma
  • $Utility costs may be above state average
  • $Long commutes if you work outside the city

Best For

FamiliesFirst-time homebuyersRetirees looking for low cost of living

Risk Snapshot

Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityLow

Crime & Safety

Ponca City, OK

D+

Safety grade

Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate
3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime
Moderate
19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+

2% higher than the national average

Verify with real-time data

Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.

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From Residents

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