Ponca City, OK
Ponca City · Kay County · OK 74601
Updated August 3, 2026 · Would You Live There?
Good for now
Verdict
$100K
Median Price
64/100
Walk Score
7.3/10
Schools
Score Breakdown
Our Take
Ponca City is a modestly priced, family-friendly town with solid schools and low flood risk, but it lacks walkability, public transit, and a lively downtown scene. If you’re looking for an affordable place to settle with kids, it can work, but you’ll need a car and be prepared for limited amenities.
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The Good
- ✓Affordable median home price at $89,600
- ✓Good average school ratings (7.6/10)
- ✓Low flood risk (Zone X)
- ✓Stable median income of $46,365 for local workers
Real Talk
- !Almost all errands require a car—Walk Score 17
- !No public transit or bike infrastructure reported
- !Limited nightlife and dining options
- !Unemployment is 7.4% of the labor force, indicating some job insecurity
- $Potentially higher property taxes in Oklahoma
- $Utility costs may be above state average
- $Long commutes if you work outside the city
Best For
Risk Snapshot
Crime & Safety
Ponca City, OK
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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