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Ponca City, OK
Ponca City · Kay County · OK 74601
Updated June 20, 2026 · Would You Live There?
Good for now
Verdict
$90K
Median Price
17/100
Walk Score
7.6/10
Schools
Score Breakdown
AAffordability
92/100
D+Safety
55/100
BSchools
76/100
CQuietness
60/100
ACommute
100/100
FWalkability
17/100
WYLT Score67/100
Our Take
Ponca City is a modestly priced, family-friendly town with solid schools and low flood risk, but it lacks walkability, public transit, and a lively downtown scene. If you’re looking for an affordable place to settle with kids, it can work, but you’ll need a car and be prepared for limited amenities.
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The Good
- ✓Affordable median home price at $89,600
- ✓Good average school ratings (7.6/10)
- ✓Low flood risk (Zone X)
- ✓Stable median income of $46,365 for local workers
Real Talk
- !Almost all errands require a car—Walk Score 17
- !No public transit or bike infrastructure reported
- !Limited nightlife and dining options
- !Unemployment is 7.4% of the labor force, indicating some job insecurity
- $Potentially higher property taxes in Oklahoma
- $Utility costs may be above state average
- $Long commutes if you work outside the city
Best For
FamiliesFirst-time homebuyersRetirees looking for low cost of living
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityLow
Crime & Safety
Ponca City, OK
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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