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Pearl City, HI
Pearl City · Honolulu County · HI 96782
Updated June 20, 2026 · Would You Live There? · Covers: Pearl City, Waipahu
Think twice
Verdict
$816K
Median Price
10/100
Walk Score
8.1/10
Schools
Score Breakdown
FAffordability
28/100
BSafety
78/100
B+Schools
81/100
CQuietness
60/100
ACommute
100/100
FWalkability
10/100
WYLT Score60/100
Our Take
Pearl City has good schools and decent transit, but it’s almost a car‑only suburb with high living costs and a walk score of 10. It may suit families who need quality education, but you’ll face a steep price tag and limited amenities for daily errands.
Community Poll
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The Good
- ✓High average school rating (8.1) with several top‑rated high schools nearby
- ✓Reasonable transit score (51) and several good bus routes
- ✓Low flood risk (Zone X) and relatively safe environment
- ✓Family‑friendly community with many schools and parks
Real Talk
- !Very high housing costs – median home price exceeds 7 times median income
- !Walk score of 10 means almost everything requires a car
- !Limited nightlife and dining options close by
- !High rental prices (median $2,178) and higher utility costs due to tropical climate
- $Car maintenance and parking fees
- $Higher insurance and utility bills
- $Potential HOA fees in newer developments
- $Longer commute to Honolulu downtown
- $Higher property taxes than other Honolulu suburbs
Best For
FamiliesStudentsSuburban commutersRetirees looking for good schools
Risk Snapshot
Flood riskLow
Violent crimeLow
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Pearl City, HI
B
Safety grade
Safety score78 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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