Panama City, FL
Panama City · FL 32408
Updated August 9, 2026 · Would You Live There?
Good for now
Verdict
$382K
Median Price
85/100
Walk Score
5/10
Schools
315 min
to Jacksonville
Score Breakdown
Our Take
Panama City offers affordable housing and a low flood risk, but public transit and walkability are limited. It’s a quiet, family‑friendly spot that works best for those who can drive long distances or work remotely.
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The Good
- ✓Affordability compared to larger Florida markets
- ✓Low flood risk and stable weather
- ✓Quiet suburban environment
- ✓Growing local economy and job opportunities
Real Talk
- !Public transit is virtually nonexistent
- !Walkable amenities and nightlife are limited
- !Commutes to larger employment centers are long
- !School quality averages around middle tier
- $Higher utility bills for heating and cooling
- $Potential HOA fees for condominiums
- $Car maintenance and insurance due to longer commutes
Best For
Risk Snapshot
Crime & Safety
Panama City, FL
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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