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Panam City, FL
Panam City · FL 32407
Updated June 18, 2026 · Would You Live There? · Covers: Panam City, Panama City Beach
Hard pass
Verdict
$275K
Median Price
23/100
Walk Score
N/A
Schools
325 min
to Jacksonville, FL
Score Breakdown
CAffordability
63/100
ASafety
92/100
FSchools
0/100
D+Quietness
50/100
FCommute
15/100
FWalkability
23/100
WYLT Score41/100
Our Take
Panama City's 32407 neighborhood is plagued by high flood risk, long commute times, and a lack of amenities. Given the risks and inconvenience, it's hard to recommend this area for anyone.
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The Good
- ✓Large homesite lots
- ✓Affordable housing
Real Talk
- !Extremely high flood risk
- !Long and tiring commute to Jacksonville
- $High flood insurance rates
- $Potential for water damage
Best For
Retirees seeking affordabilityCouples with a non-city lifestyle preference
Risk Snapshot
Flood riskHigh
Violent crimeLow
Property crimeLow
Air qualityGood
Price volatilityModerate
Crime & Safety
Panam City, FL
A
Safety grade
Safety score92 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Low9.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
50% safer than the national average
Verify with real-time data
City-Data stats →From Residents
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