Panam City, Panam City FL — neighborhood review

Panam City, FL

Panam City · FL 32407

Updated July 31, 2026 · Would You Live There?

Hard pass

Verdict

$404K

Median Price

35/100

Walk Score

8.5/10

Schools

325 min

to Jacksonville, FL

Score Breakdown

DAffordability
45/100
ASafety
92/100
B+Schools
85/100
D+Quietness
50/100
FCommute
15/100
FWalkability
35/100
WYLT Score54/100

Our Take

Panama City's 32407 neighborhood is plagued by high flood risk, long commute times, and a lack of amenities. Given the risks and inconvenience, it's hard to recommend this area for anyone.

B.

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Map

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The Good

  • ✓Large homesite lots
  • ✓Affordable housing

Real Talk

  • !Extremely high flood risk
  • !Long and tiring commute to Jacksonville
  • $High flood insurance rates
  • $Potential for water damage

Best For

Retirees seeking affordabilityCouples with a non-city lifestyle preference

Risk Snapshot

Flood riskHigh
Violent crimeLow
Property crimeLow
Air qualityGood
Price volatilityModerate

Crime & Safety

Panam City, FL

A

Safety grade

Safety score92 / 100
High riskVery safe
⚠️Violent Crime
Low
1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+

57% safer than the national average

🔒Property Crime
Low
9.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+

50% safer than the national average

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From Residents

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