Palm Harbor, Palm Harbor FL — neighborhood review

Palm Harbor, FL

Palm Harbor · FL 34682

Updated July 20, 2026 · Would You Live There?

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Verdict

$430K

Median Price

32/100

Walk Score

8.4/10

Schools

27 min

to Tampa, FL

Score Breakdown

CAffordability
63/100
BSafety
78/100
B+Schools
84/100
B+Quietness
80/100
B+Commute
85/100
FWalkability
32/100
WYLT Score70/100

Our Take

Palm Harbor is a desirable suburban area with good schools, low risk, and plenty of amenities. Commutes to Tampa are reasonable at 27 minutes. However, housing can be pricey, and some areas are more walkable than others.

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The Good

  • Strong schools with high ratings
  • Good air quality
  • Plethora of green space and parks
  • Convenient commute to Tampa

Real Talk

  • !Housing prices can be steep
  • !Walkability varies widely depending on location
  • !No direct public transportation to Tampa
  • $Possible additional costs for flood insurance (not required)

Best For

Families with school-age childrenOutdoor enthusiastsHomebuyers with a moderate to high budgetProfessionals looking for a quiet commute

Risk Snapshot

Flood riskLow
Violent crimeLow
Property crimeModerate
Air qualityGood
Price volatilityModerate

Crime & Safety

Palm Harbor, FL

B

Safety grade

Safety score78 / 100
High riskVery safe
⚠️Violent Crime
Low
1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+

57% safer than the national average

🔒Property Crime
Moderate
19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+

2% higher than the national average

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