Naples, FL
Naples · FL 34109
Updated July 27, 2026 · Would You Live There?
Good for now
Verdict
$1.2M
Median Price
…
Walk Score
7/10
Schools
151 min
to Miami, FL
Score Breakdown
Our Take
Naples 34109 is a safe, affluent community with strong schools and a low flood risk. The price tag is high, and everything is car‑centric, but the quality of life and beach access make it a solid choice for those who can afford it.
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The Good
- ✓High‑quality public and private schools
- ✓Low flood risk and generally good air quality
- ✓Close to beaches, golf, and outdoor recreation
- ✓Strong sense of community and low crime
Real Talk
- !Housing costs are high—median home prices are above $1.2 M
- !Walk score is 0; a car is essential for most errands
- !Commute to major job centers (e.g., Miami) takes over 2.5 hours
- !Homeowners face elevated insurance premiums and property taxes
- $Coastal homeowner insurance premiums
- $High utility bills due to air conditioning
- $HOA fees in many residential developments
Best For
Risk Snapshot
Crime & Safety
Naples, FL
Safety grade
57% safer than the national average
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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