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Naples, FL
Naples · FL 34102
Updated November 5, 2026 · Would You Live There?
Think twice
Verdict
$2.8M
Median Price
…
Walk Score
6.2/10
Schools
150 min
to Miami, FL
Score Breakdown
FAffordability
15/100
ASafety
92/100
CSchools
62/100
AQuietness
90/100
FCommute
15/100
FWalkability
0/100
WYLT Score46/100
Our Take
Naples 34102 offers an exceptionally affluent, luxury coastal lifestyle, primarily appealing to wealthy retirees and empty nesters. However, the astronomical cost of living and severe flood risk are major considerations that would deter many potential buyers.
B.
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The Good
- ✓Extremely affluent community with high median income and education levels
- ✓Beautiful coastal environment with abundant green space and leisure options
- ✓Peaceful and quiet atmosphere, ideal for a relaxed lifestyle
- ✓Strong dining and upscale amenities catering to a luxury demographic
Real Talk
- !The cost of living is extraordinarily high, with median home values well into the millions.
- !The area is in an AE flood zone, indicating a high risk of flooding and necessitating robust flood insurance.
- !Demographics skew heavily towards retirees and older individuals (median age 65), which may not suit younger families.
- !Generally car-dependent, with limited public transit options; Walk Score data is unavailable, suggesting low overall walkability.
- $High flood insurance premiums due to the AE flood zone designation.
- $Potentially significant HOA fees, especially for luxury condos and waterfront properties.
- $Increased costs for hurricane preparedness, maintenance, and potential repairs.
Best For
Wealthy retireesEmpty nesters seeking luxuryGolf enthusiastsThose desiring a high-end coastal lifestyle
Risk Snapshot
Flood riskHigh
Violent crimeLow
Property crimeLow
Air qualityGood
Price volatilityHigh
Crime & Safety
Naples, FL
A
Safety grade
Safety score92 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Low9.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
50% safer than the national average
Verify with real-time data
City-Data stats →From Residents
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