Mount Vernon, Mount Vernon NY — neighborhood review

Mount Vernon, NY

Mount Vernon · Westchester County · NY 10550

Updated August 3, 2026 · Would You Live There?

Think twice

Verdict

$494K

Median Price

62/100

Walk Score

8.4/10

Schools

90 min

to Midtown Manhattan

Score Breakdown

FAffordability
28/100
D+Safety
55/100
B+Schools
84/100
D+Quietness
50/100
FCommute
35/100
CWalkability
62/100
WYLT Score52/100

Our Take

Mount Vernon offers decent public schools and a low flood risk, but the cost of buying a home is high relative to median income. Walkability and transit options are poor, and crime rates are likely moderate to high, so it may not be the best spot for most people.

B.

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The Good

  • ✓Strong public high school options with solid ratings
  • ✓Low flood risk (Flood Zone X)
  • ✓Renters can find moderate rental prices around $1,367/month
  • ✓Diverse community with a mix of cultures

Real Talk

  • !Median home price ($453k) far exceeds the median household income ($54k), making home ownership difficult
  • !Walk score of 44 and transit score of 17 indicate limited public transport and walkability
  • !High unemployment rate (~10%) and likely higher crime rates may impact safety
  • !Limited nightlife and entertainment options can feel stagnant for young professionals
  • $High property taxes and insurance due to older housing stock
  • $Elevated utility costs for heating and cooling in the area
  • $Additional commuting costs if working in Manhattan or nearby cities

Best For

First‑time homebuyers with a high savings cushionFamilies looking for strong public schoolsRenters who want a moderate cost of livingPeople who don't rely heavily on walkable city amenities

Risk Snapshot

Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityModerate

Crime & Safety

Mount Vernon, NY

D+

Safety grade

Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate
3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime
Moderate
19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+

2% higher than the national average

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From Residents

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