What are the hidden costs of living in Mount Vernon?

High property taxes and insurance due to older housing stock Elevated utility costs for heating and cooling in the area Additional commuting costs if working in Manhattan or nearby cities

What is the median home price in Mount Vernon?

The median home price in Mount Vernon is approximately $453,000.

Is Mount Vernon walkable?

Mount Vernon has a Walk Score of 44 out of 100. Most errands require a car.

Mount Vernon, NY

Updated May 1, 2026 · Would You Live There?

Think twice

Verdict

$453K

Median Price

44/100

Walk Score

7.1/10

Schools

90 min

to Midtown Manhattan

Score Breakdown

FAffordability

28/100

FCommute

35/100

DWalkability

44/100

D+Quietness

50/100

D+Safety

55/100

B-Schools

71/100

WYLT Score47/100

Our Take

Mount Vernon offers decent public schools and a low flood risk, but the cost of buying a home is high relative to median income. Walkability and transit options are poor, and crime rates are likely moderate to high, so it may not be the best spot for most people.

Map

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The Good

✓Strong public high school options with solid ratings
✓Low flood risk (Flood Zone X)
✓Renters can find moderate rental prices around $1,367/month
✓Diverse community with a mix of cultures

Real Talk

!Median home price ($453k) far exceeds the median household income ($54k), making home ownership difficult
!Walk score of 44 and transit score of 17 indicate limited public transport and walkability
!High unemployment rate (~10%) and likely higher crime rates may impact safety
!Limited nightlife and entertainment options can feel stagnant for young professionals
$High property taxes and insurance due to older housing stock
$Elevated utility costs for heating and cooling in the area
$Additional commuting costs if working in Manhattan or nearby cities

Best For

First‑time homebuyers with a high savings cushionFamilies looking for strong public schoolsRenters who want a moderate cost of livingPeople who don't rely heavily on walkable city amenities

Risk Snapshot

Flood riskLow

Violent crimeModerate

Property crimeModerate

Air qualityModerate

Price volatilityModerate

Crime & Safety

Mount Vernon, NY

D+

Safety grade

Safety score55 / 100

High riskVery safe

⚠️Violent Crime

Moderate

3.9incidents / 1,000 residents / yr

0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime

Moderate

19.8incidents / 1,000 residents / yr

0Natl avg (19.5)59+

2% higher than the national average

Verify with real-time data

AreaVibes crime →City-Data stats →NeighborhoodScout →

Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.

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From Residents

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