Monticello, NY
Monticello · NY 12701
Updated August 14, 2026 · Would You Live There?
Good for now
Verdict
$203K
Median Price
58/100
Walk Score
6.3/10
Schools
121 min
to Midtown Manhattan, NY
Score Breakdown
Our Take
Monticello, NY is a relatively affordable and quiet town with a low flood risk, making it a decent choice for those who prioritize these factors. However, its remote location and lack of walkability may be drawbacks for some. With a mix of pros and cons, it's a solid, if unremarkable, place to live.
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The Good
- ✓Low flood risk
- ✓Relatively affordable housing
- ✓Quiet and peaceful environment
- ✓Suitable for remote work
Real Talk
- !Limited job opportunities in the area
- !Commute to Midtown Manhattan can be lengthy
- !Limited walkability and transit options
- !School ratings are not available, which may be a concern for families
- $Higher transportation costs due to limited public transit
- $Potential for higher heating costs in winter due to cold climate
- $Possible need for second vehicles due to limited walkability
Best For
Risk Snapshot
Crime & Safety
Monticello, NY
Safety grade
57% safer than the national average
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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