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Monticello, FL
Monticello · FL 32344
Updated October 31, 2026 · Would You Live There?
Good for now
Verdict
$247K
Median Price
41/100
Walk Score
8/10
Schools
162 min
to Jacksonville, FL
Score Breakdown
CAffordability
63/100
D+Safety
55/100
B+Schools
80/100
B-Quietness
70/100
FCommute
15/100
DWalkability
41/100
WYLT Score54/100
Our Take
Monticello offers affordable homes and decent schools, but it's a very car‑dependent community with a long commute to Jacksonville. It’s a quiet, low‑risk area that suits families or remote workers who don’t need daily access to big‑city amenities.
B.
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The Good
- ✓Affordably priced housing market
- ✓Decent public schools with an average rating of 7
- ✓Low flood risk (Zone X)
- ✓Quiet, small‑town atmosphere
Real Talk
- !Very long commute to major employment centers (162 minutes to Jacksonville)
- !Walk score of 0 – almost all errands require a car
- !Limited transit and bike infrastructure
- !Older housing stock may require maintenance
- $Higher utility costs in rural areas
- $Potential property tax increases
- $Limited local amenities require travel
Best For
FamiliesRetireesFirst‑time buyersRemote workers
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityLow
Crime & Safety
Monticello, FL
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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