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Montgomery, AL
Montgomery · AL 36104
Updated November 1, 2026 · Would You Live There?
Think twice
Verdict
$205K
Median Price
…
Walk Score
5.6/10
Schools
20 min
to Downtown Montgomery
Score Breakdown
DAffordability
45/100
FSafety
18/100
D+Schools
56/100
CQuietness
60/100
B+Commute
85/100
FWalkability
0/100
WYLT Score44/100
Our Take
Montgomery, AL 36104 offers highly affordable living with very low home prices and rent, alongside access to some top-rated magnet schools. However, prospective residents should be aware of significantly low median household incomes, a high unemployment rate, and a predominantly renter-occupied housing market, which can contribute to community instability and higher crime risks.
B.
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The Good
- ✓Extremely affordable home prices and rent compared to national averages.
- ✓Access to several highly-rated magnet schools (rated 9/10), offering excellent educational opportunities if accepted.
- ✓Low flood risk, providing peace of mind from severe weather events.
- ✓Lower median age (34) suggests a relatively young population.
Real Talk
- !The median household income is significantly low ($33,823), indicating economic challenges for many residents.
- !A high unemployment rate (approximately 11%) suggests limited job opportunities within the immediate area.
- !The neighborhood has a very high renter-to-owner ratio (nearly 3:1), which can sometimes lead to lower community investment and stability.
- !Overall school ratings (excluding magnet schools) are below average, requiring careful consideration for families not enrolled in magnet programs.
- !The area is car-dependent with virtually no walkability or public transit options.
- $High reliance on a personal vehicle will lead to increased transportation costs (fuel, insurance, maintenance).
- $Potential for higher insurance premiums due to elevated crime rates often associated with areas of economic distress.
- $Limited local amenities and services may necessitate travel to other parts of Montgomery, adding time and cost to daily errands.
Best For
Budget-conscious individuals or families seeking very low housing costs.Families actively pursuing enrollment in high-performing magnet school programs.Those willing to commute for work and amenities, prioritizing extreme affordability.
Risk Snapshot
Flood riskLow
Violent crimeHigh
Property crimeHigh
Air qualityGood
Price volatilityModerate
Crime & Safety
Montgomery, AL
F
Safety grade
Safety score18 / 100
High riskVery safe
⚠️Violent Crime
High9.2incidents / 1,000 residents / yr
0Natl avg (3.7)11+
149% higher than the national average
🔒Property Crime
High38.4incidents / 1,000 residents / yr
0Natl avg (19.5)59+
97% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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