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Middletown, NJ
Middletown · Monmouth County · NJ 07748
Updated October 28, 2026 · Would You Live There?
Good for now
Verdict
$601K
Median Price
64/100
Walk Score
6.8/10
Schools
75 min
to Midtown Manhattan
Score Breakdown
BAffordability
78/100
D+Safety
55/100
C+Schools
68/100
B+Quietness
80/100
FCommute
35/100
CWalkability
64/100
WYLT Score63/100
Our Take
Middletown offers solid income levels and a decent median home price, but it’s a car‑dependent suburb with limited public transit and a modest walk score. It’s quiet and family‑friendly, yet commuting to NYC can be a long, costly ride.
B.
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The Good
- ✓Median income $141k beats the median home price of $523k, leaving room for a comfortable mortgage
- ✓Low flood risk (Zone X) gives peace of mind for homeowners
- ✓Several high‑rated schools in the area support families
- ✓Suburban quiet with decent parks and green space
Real Talk
- !Walk score 46 means you’ll need a car for most errands
- !Transit score 10 indicates minimal bus or train options—commuting to NYC can take 75‑90 minutes and cost over $10 a day
- !Some local high schools have ratings as low as 3, so school quality varies
- !Housing supply is limited, so prices can rise quickly and reduce affordability
- $High NJ property taxes add to the cost of ownership
- $Car maintenance, insurance, and parking are inevitable expenses
- $Utility bills can be high in the colder months
Best For
FamiliesRemote workersSuburban commutersRetirees looking for quiet
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Middletown, NJ
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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