Middletown, NJ
Middletown · Monmouth County · NJ 07748
Updated August 3, 2026 · Would You Live There?
Good for now
Verdict
$601K
Median Price
64/100
Walk Score
6.8/10
Schools
75 min
to Midtown Manhattan
Score Breakdown
Our Take
Middletown offers solid income levels and a decent median home price, but it’s a car‑dependent suburb with limited public transit and a modest walk score. It’s quiet and family‑friendly, yet commuting to NYC can be a long, costly ride.
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The Good
- ✓Median income $141k beats the median home price of $523k, leaving room for a comfortable mortgage
- ✓Low flood risk (Zone X) gives peace of mind for homeowners
- ✓Several high‑rated schools in the area support families
- ✓Suburban quiet with decent parks and green space
Real Talk
- !Walk score 46 means you’ll need a car for most errands
- !Transit score 10 indicates minimal bus or train options—commuting to NYC can take 75‑90 minutes and cost over $10 a day
- !Some local high schools have ratings as low as 3, so school quality varies
- !Housing supply is limited, so prices can rise quickly and reduce affordability
- $High NJ property taxes add to the cost of ownership
- $Car maintenance, insurance, and parking are inevitable expenses
- $Utility bills can be high in the colder months
Best For
Risk Snapshot
Crime & Safety
Middletown, NJ
Safety grade
5% higher than the national average
2% higher than the national average
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City-Data stats →From Residents
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