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Loveland, CO
Loveland · Larimer County · CO 80537
Updated June 19, 2026 · Would You Live There?
Think twice
Verdict
$432K
Median Price
6/100
Walk Score
8.8/10
Schools
66 min
to Denver
Score Breakdown
DAffordability
45/100
D+Safety
55/100
B+Schools
88/100
CQuietness
60/100
FCommute
35/100
FWalkability
6/100
WYLT Score48/100
Our Take
Loveland has decent schools and a low flood risk, but its walkability and public transit are almost non‑existent, and the 66‑minute commute to Denver can be a drag. The cost of living is high for the median income, and local dining and nightlife are limited. If you value family‑friendly schools and are okay with a car‑centric lifestyle, it may work, but many will find better balance elsewhere.
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The Good
- ✓Top‑rated schools (avg 8.8/10)
- ✓Low flood risk (Zone X)
- ✓Median home price (~$430k) is reasonable for the region
- ✓Strong median household income ($83k) relative to local cost
Real Talk
- !Commute to Denver is 66 minutes, most residents rely on cars
- !Walk score 6 means almost everything requires a vehicle
- !Limited local dining and nightlife options
- !Higher cost of living relative to median income
- $Higher property taxes typical of Colorado suburbs
- $Potential HOA fees for some subdivisions
- $Gas and tolls for daily commuting
- $Utility costs can be above national average
Best For
FamiliesSchool district seekersRemote workers who can commuteRetirees looking for a quiet suburb
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Loveland, CO
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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