Loveland, CO

Loveland, CO

Updated April 30, 2026 · Would You Live There?

Think twice

Verdict

$432K

Median Price

6/100

Walk Score

8.8/10

Schools

66 min

to Denver

Score Breakdown

FWalkability
6/100
FCommute
35/100
DAffordability
45/100
D+Safety
55/100
CQuietness
60/100
B+Schools
88/100
WYLT Score48/100

Our Take

Loveland has decent schools and a low flood risk, but its walkability and public transit are almost non‑existent, and the 66‑minute commute to Denver can be a drag. The cost of living is high for the median income, and local dining and nightlife are limited. If you value family‑friendly schools and are okay with a car‑centric lifestyle, it may work, but many will find better balance elsewhere.

Map

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The Good

  • Top‑rated schools (avg 8.8/10)
  • Low flood risk (Zone X)
  • Median home price (~$430k) is reasonable for the region
  • Strong median household income ($83k) relative to local cost

Real Talk

  • !Commute to Denver is 66 minutes, most residents rely on cars
  • !Walk score 6 means almost everything requires a vehicle
  • !Limited local dining and nightlife options
  • !Higher cost of living relative to median income
  • $Higher property taxes typical of Colorado suburbs
  • $Potential HOA fees for some subdivisions
  • $Gas and tolls for daily commuting
  • $Utility costs can be above national average

Best For

FamiliesSchool district seekersRemote workers who can commuteRetirees looking for a quiet suburb

Risk Snapshot

Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityModerate

Crime & Safety

Loveland, CO

D+

Safety grade

Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate
3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime
Moderate
19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+

2% higher than the national average

Verify with real-time data

Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.

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From Residents

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