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Louisville, KY
Louisville · Jefferson County · KY 40220
Updated October 31, 2026 · Would You Live There?
Good for now
Verdict
$264K
Median Price
82/100
Walk Score
8/10
Schools
Score Breakdown
BAffordability
78/100
D+Safety
55/100
B+Schools
80/100
D+Quietness
50/100
FCommute
15/100
B+Walkability
82/100
WYLT Score60/100
Our Take
The area offers affordable housing and decent schools, but it’s very car‑centric with limited public transit and walkability. It’s a solid choice for families or first‑time buyers who don’t mind a commute, yet those seeking a vibrant downtown feel might be disappointed.
B.
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The Good
- ✓Affordability – median home price well below national average
- ✓Good school options with many high‑rated public schools
- ✓Low flood risk
- ✓Diverse community
- ✓Reasonable median income
- ✓Relatively low cost of living
Real Talk
- !Walk score 43 means most errands need a car
- !Transit score 33 indicates limited bus service – consider commuting needs
- !Crime in Louisville is moderate; check neighborhood patrols
- !Noise and traffic can be higher near main roads
- !Property maintenance costs can rise in older homes
- $Higher property tax rates in Louisville
- $Potential HOA fees in some neighborhoods
- $Commuting costs (gas, tolls, parking)
- $Insurance can be above average for older properties
Best For
First‑time homebuyersFamilies with childrenRemote workers who need a decent commutePeople on a moderate budgetThose who prefer a quieter suburban feel
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityModerate
Price volatilityModerate
Crime & Safety
Louisville, KY
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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