What are the hidden costs of living in Hilton Head Island?

High property taxes HOA fees Storm insurance premiums

What is the median home price in Hilton Head Island?

The median home price in Hilton Head Island is approximately $713,700.

What are the downsides of living in Hilton Head Island?

Very high housing costs relative to income Almost no public transportation or walkability Aging population limits active community life Higher cost of living and taxes

How are the schools in Hilton Head Island?

Hilton Head Island has a school rating of 8/10. Schools are highly rated.

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Hilton Head Island, SC

Hilton Head Island · Beaufort County · SC 29928

Updated June 19, 2026 · Would You Live There?

Think twice

Verdict

$714K

Median Price

…

Walk Score

8/10

Schools

Score Breakdown

FAffordability

28/100

ASafety

92/100

B+Schools

80/100

B+Quietness

80/100

ACommute

100/100

FWalkability

0/100

WYLT Score63/100

Our Take

Hilton Head has great schools, low flood risk and a beautiful coastal vibe, but the cost of living is very high compared to median income. It’s not very walkable or transit‑friendly, and the aging population means fewer active communities. If you’re ready to pay a premium for a quiet, beach lifestyle, it can work, but otherwise consider cheaper options.

Community Poll

Would you move to Hilton Head Island?

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The Good

✓Top‑rated schools
✓Low flood risk
✓Scenic coastal environment
✓Low crime rates

Real Talk

!Very high housing costs relative to income
!Almost no public transportation or walkability
!Aging population limits active community life
!Higher cost of living and taxes
$High property taxes
$HOA fees
$Storm insurance premiums

Best For

RetireesBeach loversRemote workersFamilies with good schools

Risk Snapshot

Flood riskLow

Violent crimeLow

Property crimeLow

Air qualityGood

Price volatilityHigh

Crime & Safety