Georgetown, KY
Updated April 30, 2026 · Would You Live There?
Good for now
Verdict
$240K
Median Price
8/100
Walk Score
5.9/10
Schools
25 min
to Lexington, KY
Score Breakdown
Our Take
Georgetown offers cheap housing and a decent middle-class feel, but it’s a car‑centric town with low walkability and only average schools. It’s suitable for those who can drive and want affordable living, but it may not meet everyone’s expectations for transit or top‑rated schools.
Map
The Good
- ✓Affordable median home price (~$240k)
- ✓Reasonable median income and cost of living
- ✓Central location between Lexington and Louisville
- ✓Low flood risk
Real Talk
- !You’ll need a car to get anywhere – the walk score is 8/100
- !Public transit options are scarce or nonexistent
- !School ratings average out of 10 – not stellar for families
- !Commute to job hubs may be longer if you don’t have a vehicle
- $Car ownership costs (gas, insurance, maintenance)
- $Higher property taxes and homeowner insurance
- $Utility bills for heating/cooling in a hot, humid climate
Best For
Risk Snapshot
Crime & Safety
Georgetown, KY
Safety grade
5% higher than the national average
2% higher than the national average
Verify with real-time data
Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.
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From Residents
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