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Georgetown, KY
Georgetown · Scott County · KY 40324
Updated June 19, 2026 · Would You Live There?
Good for now
Verdict
$240K
Median Price
8/100
Walk Score
5.9/10
Schools
25 min
to Lexington, KY
Score Breakdown
AAffordability
92/100
D+Safety
55/100
C-Schools
59/100
CQuietness
60/100
B+Commute
85/100
FWalkability
8/100
WYLT Score60/100
Our Take
Georgetown offers cheap housing and a decent middle-class feel, but it’s a car‑centric town with low walkability and only average schools. It’s suitable for those who can drive and want affordable living, but it may not meet everyone’s expectations for transit or top‑rated schools.
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The Good
- ✓Affordable median home price (~$240k)
- ✓Reasonable median income and cost of living
- ✓Central location between Lexington and Louisville
- ✓Low flood risk
Real Talk
- !You’ll need a car to get anywhere – the walk score is 8/100
- !Public transit options are scarce or nonexistent
- !School ratings average out of 10 – not stellar for families
- !Commute to job hubs may be longer if you don’t have a vehicle
- $Car ownership costs (gas, insurance, maintenance)
- $Higher property taxes and homeowner insurance
- $Utility bills for heating/cooling in a hot, humid climate
Best For
Affordability seekersSuburban families with carsRemote workers who don’t need daily transitPet owners who enjoy modest green space
Risk Snapshot
Flood riskLow
Violent crimeModerate
Property crimeModerate
Air qualityGood
Price volatilityLow
Crime & Safety
Georgetown, KY
D+
Safety grade
Safety score55 / 100
High riskVery safe
⚠️Violent Crime
Moderate3.9incidents / 1,000 residents / yr
0Natl avg (3.7)11+
5% higher than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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