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Fort Collins, CO
Fort Collins · CO 80521
Updated November 1, 2026 · Would You Live There?
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Verdict
$620K
Median Price
…
Walk Score
8.8/10
Schools
78 min
to Denver, CO
Score Breakdown
FAffordability
15/100
BSafety
78/100
B+Schools
88/100
CQuietness
60/100
FCommute
35/100
FWalkability
0/100
WYLT Score46/100
Our Take
Fort Collins (80521) is a highly desirable area offering excellent schools and abundant outdoor recreation. While home values are significant and rising, the quality of life, educational opportunities, and access to amenities make it a strong contender for those who can afford it.
B.
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The Good
- ✓Exceptional school system with an average rating of 8.8 across 53 schools
- ✓Abundant outdoor recreational opportunities and green spaces, including parks and the Poudre River Trail
- ✓Highly educated population, often associated with a strong job market and community engagement
- ✓Low flood risk, providing peace of mind for homeowners
- ✓Vibrant dining and nightlife scene, especially in the broader Fort Collins area
Real Talk
- !Housing costs are high and have seen significant appreciation; the 2022 median home value is already outdated
- !The median age of 22 and high renter-occupied rate suggest a significant student population, which impacts local dynamics and rental market competition
- !Commuting to Denver is a lengthy 78-minute drive, making it unsuitable for daily commutes to the capital
- !Walk Score data is unavailable for this specific ZIP, but Fort Collins generally offers good bikeability
- !While generally safe, property crime can be moderate in university towns.
- $High mortgage payments or rent due to the competitive housing market
- $General higher cost of living in Colorado compared to many other states
- $Potential for increased property taxes as home values rise
Best For
Families prioritizing excellent schoolsOutdoor enthusiasts and those seeking an active lifestyleStudents and academics associated with CSUYoung professionals who enjoy a vibrant community
Risk Snapshot
Flood riskLow
Violent crimeLow
Property crimeModerate
Air qualityModerate
Price volatilityHigh
Crime & Safety
Fort Collins, CO
B
Safety grade
Safety score78 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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