What are the hidden costs of living in Fernley?

Higher car maintenance and gas expenses due to car dependence Potentially higher insurance premiums if driving frequently Travel costs for specialized services or healthcare not available locally

What is the median home price in Fernley?

The median home price in Fernley is approximately $328,200.

Fernley has a Walk Score of 9 out of 100. Most errands require a car.

Fernley, NV

Updated April 30, 2026 · Would You Live There?

Good for now

Verdict

$328K

Median Price

9/100

Walk Score

7/10

Schools

Score Breakdown

FWalkability

9/100

FCommute

15/100

D+Safety

55/100

B-Schools

70/100

B-Quietness

70/100

BAffordability

78/100

WYLT Score50/100

Our Take

Fernley offers affordable housing and a low flood risk, but the walk score is near zero so you’ll need a car for most errands. The school system is decent and the cost of living is reasonable, yet dining, nightlife and transit options are sparse. If you’re okay with a small town and car dependence, it can be a solid choice.

Map

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The Good

✓Median home price around $328k, affordable compared to larger metro areas
✓Low flood risk (Zone X)
✓Median rent ($1,397) fits a modest budget
✓Decent schools with an average rating of 7/10

Real Talk

!Walk score is 9, meaning almost all errands require a car
!Transit options are essentially nonexistent
!Dining, nightlife and entertainment are very limited
!Internet speed and reliability may be lower than in urban centers
$Higher car maintenance and gas expenses due to car dependence
$Potentially higher insurance premiums if driving frequently
$Travel costs for specialized services or healthcare not available locally

Best For

First-time home buyersFamilies seeking affordable housingRetirees on a budgetRemote workers needing a low-cost living environment

Risk Snapshot

Flood riskLow

Violent crimeModerate

Property crimeModerate

Air qualityModerate

Price volatilityModerate

Crime & Safety

Fernley, NV

D+

Safety grade

Safety score55 / 100

High riskVery safe

⚠️Violent Crime

Moderate

3.9incidents / 1,000 residents / yr

0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime

Moderate

19.8incidents / 1,000 residents / yr

0Natl avg (19.5)59+

2% higher than the national average

Verify with real-time data

AreaVibes crime →City-Data stats →NeighborhoodScout →

Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.

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From Residents

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