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Elkhart, IN
Elkhart · Elkhart County · IN 46516
Updated June 21, 2026 · Would You Live There?
Think twice
Verdict
$135K
Median Price
6/100
Walk Score
5.3/10
Schools
40 min
to South Bend
Score Breakdown
AAffordability
92/100
FSafety
18/100
D+Schools
53/100
D+Quietness
50/100
B-Commute
70/100
FWalkability
6/100
WYLT Score48/100
Our Take
Elkhart offers cheap housing and decent schools, but walkability and public transit are almost non‑existent and crime perception is high. If you’re comfortable driving and don’t mind the safety concerns, it can work, but it’s not a great spot for young professionals or families who want easy access to amenities.
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The Good
- ✓Affordability – median home price just over $135k
- ✓Low flood risk – Zone X means minimal water danger
- ✓Good selection of public schools – average rating 5.3 out of 10
Real Talk
- !High perceived violent crime – locals and visitors warn about safety
- !Very poor walkability and no reliable transit options
- !Median income just under $53k, so housing costs eat a big chunk of budget
- !Limited nightlife and dining; you’ll need to drive for most entertainment
- $Higher car insurance rates due to crime concerns
- $Fuel and maintenance for daily commute
- $Possible higher home insurance premiums if you purchase a vehicle for security
Best For
First‑time homebuyers on a budgetFamilies who are comfortable with a car commuteRemote workers who can work from homeThose who value low cost of living over amenities
Risk Snapshot
Flood riskLow
Violent crimeHigh
Property crimeHigh
Air qualityModerate
Price volatilityModerate
Crime & Safety
Elkhart, IN
F
Safety grade
Safety score18 / 100
High riskVery safe
⚠️Violent Crime
High9.2incidents / 1,000 residents / yr
0Natl avg (3.7)11+
149% higher than the national average
🔒Property Crime
High38.4incidents / 1,000 residents / yr
0Natl avg (19.5)59+
97% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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