Elkhart, IN

Elkhart, IN

Updated April 30, 2026 · Would You Live There?

Think twice

Verdict

$135K

Median Price

6/100

Walk Score

5.3/10

Schools

40 min

to South Bend

Score Breakdown

FWalkability
6/100
FSafety
18/100
D+Quietness
50/100
D+Schools
53/100
B-Commute
70/100
AAffordability
92/100
WYLT Score48/100

Our Take

Elkhart offers cheap housing and decent schools, but walkability and public transit are almost non‑existent and crime perception is high. If you’re comfortable driving and don’t mind the safety concerns, it can work, but it’s not a great spot for young professionals or families who want easy access to amenities.

Map

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The Good

  • Affordability – median home price just over $135k
  • Low flood risk – Zone X means minimal water danger
  • Good selection of public schools – average rating 5.3 out of 10

Real Talk

  • !High perceived violent crime – locals and visitors warn about safety
  • !Very poor walkability and no reliable transit options
  • !Median income just under $53k, so housing costs eat a big chunk of budget
  • !Limited nightlife and dining; you’ll need to drive for most entertainment
  • $Higher car insurance rates due to crime concerns
  • $Fuel and maintenance for daily commute
  • $Possible higher home insurance premiums if you purchase a vehicle for security

Best For

First‑time homebuyers on a budgetFamilies who are comfortable with a car commuteRemote workers who can work from homeThose who value low cost of living over amenities

Risk Snapshot

Flood riskLow
Violent crimeHigh
Property crimeHigh
Air qualityModerate
Price volatilityModerate

Crime & Safety

Elkhart, IN

F

Safety grade

Safety score18 / 100
High riskVery safe
⚠️Violent Crime
High
9.2incidents / 1,000 residents / yr
0Natl avg (3.7)11+

149% higher than the national average

🔒Property Crime
High
38.4incidents / 1,000 residents / yr
0Natl avg (19.5)59+

97% higher than the national average

Verify with real-time data

Rates are estimated from neighborhood characteristics using national FBI baselines. Actual figures vary by block — always verify with local sources before making decisions.

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From Residents

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