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Elgin, IL
Elgin · IL 60124
Updated November 6, 2026 · Would You Live There?
Good for now
Verdict
$580K
Median Price
…
Walk Score
7.6/10
Schools
68 min
to Chicago Loop
Score Breakdown
CAffordability
63/100
BSafety
78/100
BSchools
76/100
B-Quietness
70/100
FCommute
35/100
FWalkability
0/100
WYLT Score54/100
Our Take
Elgin 60124 offers solid family-friendly amenities, strong school performance and a high median income that supports a comfortable standard of living. The suburb does have a long commute into downtown Chicago and limited walkability, but it’s a good fit for people who value good schools, low flood risk, and a relatively quiet environment.
B.
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The Good
- ✓Excellent public schools with several rated 9 or higher
- ✓High median household income indicating strong economic stability
- ✓Low flood risk (X flood zone)
- ✓Close proximity to major employers in the Chicago metropolitan area
Real Talk
- !Commute to Chicago Loop is about 68 minutes, which may feel lengthy for daily commuters
- !Walk score is zero; most errands require a car
- !Housing prices have risen steadily, making entry somewhat expensive relative to nearby suburbs
- !Transit options are limited; no major rail or bus hub within walking distance
- $Higher property tax rates common in the region
- $Potential HOA fees in some newer subdivisions
- $Maintenance costs for older single-family homes can be substantial
Best For
Families seeking strong schoolsCommuters to Chicago who value a suburban lifestyleRemote workers who need a quiet, well-connected homeRetirees looking for a safe, community-oriented area
Risk Snapshot
Flood riskLow
Violent crimeLow
Property crimeModerate
Air qualityGood
Price volatilityModerate
Crime & Safety
Elgin, IL
B
Safety grade
Safety score78 / 100
High riskVery safe
⚠️Violent Crime
Low1.6incidents / 1,000 residents / yr
0Natl avg (3.7)11+
57% safer than the national average
🔒Property Crime
Moderate19.8incidents / 1,000 residents / yr
0Natl avg (19.5)59+
2% higher than the national average
Verify with real-time data
City-Data stats →From Residents
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