What are the hidden costs of living in Cumberland?

High property taxes typical of Rhode Island municipalities. Car maintenance and insurance costs are higher than the national average due to state and local rates. Utilities and home maintenance can be significant because of the older housing stock.

What is the median home price in Cumberland?

The median home price in Cumberland is approximately $370,300.

Is Cumberland walkable?

Cumberland has a Walk Score of 2 out of 100. Most errands require a car.

Cumberland, RI

Updated May 1, 2026 · Would You Live There?

Think twice

Verdict

$370K

Median Price

2/100

Walk Score

6.5/10

Schools

30 min

to Providence

Score Breakdown

BAffordability

78/100

D+Safety

55/100

CSchools

65/100

CQuietness

60/100

B+Commute

85/100

FWalkability

2/100

WYLT Score58/100

Our Take

Cumberland has a decent median income and a fair amount of housing options, but it’s a car‑dependent, low‑walkable place with mixed school ratings and a moderate crime level. It may be okay for families who need a home for a reasonable price and can drive, but if you want good transit or a lively downtown, you’ll find it lacking.

Map

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The Good

✓Relatively high median household income ($109k), offering decent purchasing power.
✓Median rent (~$1,129) is moderate for the region and provides some affordability for renters.
✓Several high schools with above‑average ratings (e.g., Lincoln Senior High).
✓The area has a low flood risk (Flood Zone X).

Real Talk

!Almost all errands require a car; walk score is 2 and there’s essentially no public transit.
!Crime levels are moderate; property crime can be a concern for newcomers.
!Commute to Providence or larger jobs centers can take 30–45 minutes, and there’s no direct rail or bus access.
!The high median home price relative to median rent suggests a market that’s already appreciating and may continue to do so, which could reduce equity over time.
$High property taxes typical of Rhode Island municipalities.
$Car maintenance and insurance costs are higher than the national average due to state and local rates.
$Utilities and home maintenance can be significant because of the older housing stock.

Best For

Budget‑conscious families looking for a quieter suburban feelIndividuals who are comfortable driving and value a decent median incomeHome buyers who prefer older homes and can handle higher taxesRenters who want a mid‑range rental price without aggressive market pressures

Risk Snapshot

Flood riskLow

Violent crimeModerate

Property crimeModerate

Air qualityModerate

Price volatilityModerate

Crime & Safety

Cumberland, RI

D+

Safety grade

Safety score55 / 100

High riskVery safe

⚠️Violent Crime

Moderate

3.9incidents / 1,000 residents / yr

0Natl avg (3.7)11+

5% higher than the national average

🔒Property Crime

Moderate

19.8incidents / 1,000 residents / yr

0Natl avg (19.5)59+

2% higher than the national average

Verify with real-time data

City-Data stats →

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From Residents

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