Cumberland, RI

The Good

• ✓Relatively high median household income ($109k), offering decent purchasing power.
• ✓Median rent (~$1,129) is moderate for the region and provides some affordability for renters.
• ✓Several high schools with above‑average ratings (e.g., Lincoln Senior High).
• ✓The area has a low flood risk (Flood Zone X).

Real Talk

• !Almost all errands require a car; walk score is 2 and there’s essentially no public transit.
• !Crime levels are moderate; property crime can be a concern for newcomers.
• !Commute to Providence or larger jobs centers can take 30–45 minutes, and there’s no direct rail or bus access.
• !The high median home price relative to median rent suggests a market that’s already appreciating and may continue to do so, which could reduce equity over time.
• $High property taxes typical of Rhode Island municipalities.
• $Car maintenance and insurance costs are higher than the national average due to state and local rates.
• $Utilities and home maintenance can be significant because of the older housing stock.

Best For

Risk Snapshot